520 Topaz St, Lowell, AR 72745 Property Records

Benton County property record for 520 Topaz St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Jun 2021)
Tax Bill	$2,152 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02201-000`

Property Details

APN / Parcel Number

Primary APN	`12-02201-000`
Alternative APNs	`44798.0` `44798`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,316 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 TOPAZ ST
City	LOWELL
State	AR
Zip	72745-8864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	175
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3014
Census Tract	21406

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 TOPAZ ST, LOWELL, AR 72745-8864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jul 15, 2020	Quit Claim Deed, Transfer CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Nov 7, 2012 · Amount on Record
Deed Document Number	202147457
Prior Transfer Date	Jul 15, 2020
Prior Transfer Doc	0000042082
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 24, 2021
Property Address	520 TOPAZ ST, LOWELL, AR 72745-8864
Document Number	2021047457
Map Reference	PL 92 PG 878-878E
Instrument Date	Jun 22, 2021
Instrument	2021047457
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 W MELMAR DR, 870, FAYETTEVILLE, AR 72703-2142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 TOPAZ ST, LOWELL, AR 72745-8864

Mortgage

Document Number	2021047458
Date	Jun 24, 2021
Instrument	2021047458

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	520 TOPAZ ST, LOWELL, AR 72745-8864
Document Number	0000085691
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	520 TOPAZ ST LOWELL AR 727458864, LOWELL, AR 72745-8864

Mortgage

Document Number	0000085691
Date	Dec 30, 2020
Instrument	85691

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Jul 15, 2020
Property Address	520 TOPAZ ST, LOWELL, AR 72745-8864
Document Number	0000042082
Instrument Date	Jul 15, 2020
Instrument	42082
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	520 TOPAZ ST LOWELL AR 727458864, LOWELL, AR 72745-8864

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,152.00 (+5.44%)	$50,537 (-) Land $15,200 Building $35,337	$252,685 (-) Land $76,000 Building $176,685
2025	$2,041.00 (+18.8%) Homeowner's exemption	$50,537 (+56.41%) Land $15,200 Building $35,337
2024			$252,685 (+56.41%) Land $76,000 Building $176,685
2023	$1,718.00 Homeowner's exemption	$32,310 Land $7,200 Building $25,110	$161,550 Land $36,000 Building $125,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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