515 Topaz St, Lowell, AR 72745 Property Records

Benton County property record for 515 Topaz St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,439 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2022)
Tax Bill	$2,240 (2026)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02215-000`

Property Details

APN / Parcel Number

Primary APN	`12-02215-000`
Alternative APNs	`44812.0` `44812`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	1,839 sqft
1st Floor Area	1,439 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	15 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	515 TOPAZ ST
City	LOWELL
State	AR
Zip	72745-8865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	189
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3006
Census Tract	21406

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 TOPAZ ST, LOWELL, AR 72745-8865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer NOT AVAILABLE, MERCURY TITLE LLC
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	202279592
Prior Transfer Date	Sep 26, 2022
Prior Transfer Doc	L202279592
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Dec 28, 2022
Property Address	515 TOPAZ ST, LOWELL, AR 72745-8865
Document Number	L202279592
Map Reference	PL P-2 PG 878-87E
Instrument Date	Sep 26, 2022
Instrument	L202279592
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	NOT AVAILABLE, MERCURY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$808.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 CHASE AVE, TAHLEQUAH, OK 74464-5294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 TOPAZ ST, LOWELL, AR 72745-8865

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 27, 2022
Property Address	515 TOPAZ ST, LOWELL, AR 72745-8865
Document Number	L202262061
Map Reference	PL P-2 PG 878-878E
Instrument Date	Sep 26, 2022
Instrument	L202262061
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	MERCURY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 CHASE AVE, TAHLEQUAH, OK 74464-5294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 TOPAZ ST, LOWELL, AR 72745-8865

Mortgage

Document Number	L202262062
Date	Sep 27, 2022
Instrument	L202262062

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 22, 2018
Property Address	515 TOPAZ ST, LOWELL, AR 72745-8865
Document Number	0000032338
Instrument Date	Jun 15, 2018
Instrument	32338
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.87
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 TOPAZ ST LOWELL AR 727458865, LOWELL, AR 72745-8865

Mortgage

Document Number	32339
Date	Jun 22, 2018
Instrument	32339

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,240.00 (+5.41%)	$52,199 (-) Land $15,200 Building $36,999	$260,995 (-) Land $76,000 Building $184,995
2025	$2,125.00 (+18.72%)	$52,199 (+55.12%) Land $15,200 Building $36,999	$260,995 (-) Land $76,000 Building $184,995
2024			$260,995 (+55.12%) Land $76,000 Building $184,995
2023	$1,790.00	$33,650 Land $7,200 Building $26,450	$168,250 Land $36,000 Building $132,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Topaz St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures