Cleveland County property record for 520 Summit Point Ln, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · built 2022 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Sep 2023) |
| Tax Bill | $5,087 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29SUM11 1 1001 |
| Primary APN | NC29SUM11 1 1001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Multi-Family |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 189299 |
|---|---|
| Street Address | 520 SUMMIT POINT LN |
| City | NORMAN |
| State | OK |
| Zip | 73071-0624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES 11 LT 1 BLK 1 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | SUMMIT LAKES SEC. 11 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 201405 |
Source: Cleveland County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 722110, NORMAN, OK 73070-8601 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 7, 2023 | Warranty Deed, Construction Loan · Commercial Mortgage OKLAHOMA FIDELITY BANK |
| Feb 7, 2022 | Warranty Deed, Transfer · Commercial Mortgage BERKADIA COMMERCIAL MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on Record |
| Deed Sale | Sep 7, 2023 · Amount on Record |
| Prior Sale | Feb 7, 2022 · Amount on Record |
| Deed Document Number | 202324604 |
| Deed Book / Page | 6586 / 883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 7, 2023 |
| Property Address | 520 SUMMIT POINT LN, NORMAN, OK 73071-0624 |
| Document Number | R202324604 |
| Book / Page | 6586 / 883 |
| Instrument Date | Aug 30, 2023 |
| Instrument | R 2023 24604 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 5, 2024 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 722110, NORMAN, OK 73070-8601 |
| Document Number | R202324605 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 6586/885 |
| Instrument | R 2023 24605 |
| Name | OKLAHOMA FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Feb 7, 2022 |
| Property Address | 520 SUMMIT POINT LN, NORMAN, OK 73071-0624 |
| Document Number | R202204253 |
| Book / Page | 6378 / 403 |
| Instrument Date | Jan 28, 2022 |
| Instrument | R 2022 04253 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $76.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 722110, NORMAN, OK 73070-8601 |
| Document Number | R202204285 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | R 2022 04285 |
| Name | BERKADIA COMMERCIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,087.00 (+170.3%) | $42,388 (+170.37%) Land $6,600 Building $35,788 | $353,239 (+170.37%) Land $55,000 Building $298,239 |
| 2023 | $1,882.00 (+2,588.57%) | $15,678 (+2,521.74%) Land $598 Building $15,080 | $130,651 (+2,517.73%) Land $4,991 Building $125,660 |
| 2022 | $70.00 | $598 Land $598 | $4,991 Land $4,991 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 89% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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