Cleveland County property record for 516 Summit Point Ln, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · built 2022 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Jul 2024) |
| Tax Bill | $2,080 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29SUM11 1 2001 |
| Primary APN | NC29SUM11 1 2001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,320 sqft (0.191 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 189300 |
|---|---|
| Street Address | 516 SUMMIT POINT LN |
| City | NORMAN |
| State | OK |
| Zip | 73071-0624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES 11 LT 2 BLK 1 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | SUMMIT LAKES SEC. 11 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 201405 |
Source: Cleveland County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 516 SUMMIT POINT LN, NORMAN, OK 73071-0624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 15, 2022 | Warranty Deed, Transfer · Line of Credit INTERNATIONAL BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on Record |
| Deed Sale | Jul 3, 2024 · Amount on Record |
| Prior Sale | Feb 15, 2022 · Amount on Record |
| Deed Document Number | 202417290 |
| Deed Book / Page | 6683 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 22, 2026 |
| Property Address | 516 SUMMIT POINT LN, NORMAN, OK 73071-0624 |
| Document Number | 0000010998 |
| Book / Page | 6952 / 544 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202610998 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 516 SUMMIT POINT LN, NORMAN, OK 73071-0624 |
| Document Number | 0000010998, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 6952/544 |
| Instrument | 202610998 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Feb 15, 2022 |
| Property Address | 516 SUMMIT POINT LN, NORMAN, OK 73071-0624 |
| Document Number | R202205602 |
| Book / Page | 6383 / 328 |
| Instrument Date | Feb 10, 2022 |
| Instrument | R 2022 05602 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Amount | Amount Recorded |
|---|---|
| Tax | $81.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 722110, NORMAN, OK 73070-8601 |
| Document Number | R202205603 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | R 2022 05603 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 11, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $44,616 (+169.78%) Land $6,600 Building $38,016 | $371,800 (+169.77%) Land $55,000 Building $316,800 |
| 2024 | $2,080.00 (+4.73%) | ||
| 2023 | $1,986.00 | $16,538 Land $598 Building $15,940 | $137,821 Land $4,991 Building $132,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 89% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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