Adams County property record for 520 State St, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,786 sqft · built 1970 |
| Lot Size | 0.151 acres (6,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,300 (Apr 2018) |
| Tax Bill | $719 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0003 0004 0001 |
| Primary APN | 0003 0004 0001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 1,786 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 6,594 sqft (0.151 acres) |
| Lot Dimensions | 109 ft deep x 60.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2476 |
|---|---|
| Street Address | 520 STATE ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | H&L#14 (520 STATE ST) 41-114B-5 (REM: DENISE & NATALIE) |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 21 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Adams County records, as of March 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 STATE ST, NATCHEZ, MS 39120-3573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2017 | Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK |
| Apr 27, 2017 | Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK |
| Apr 9, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance BOFI FEDERAL BANK |
| Apr 9, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on Record |
| Deed Sale | Apr 9, 2018 · Amount on Record |
| Deed Document Number | 2018119703 |
| Deed Book / Page | 27J / 21 |
| Prior Transfer Date | Mar 29, 2018 |
| Prior Transfer Doc | 000027J/21 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 520 STATE ST, NATCHEZ, MS 39120-3573 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 905/651 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 905/651 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Mar 30, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 520 STATE ST, NATCHEZ, MS 39120-3573 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000906/0000000681 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 0000000906/0000000681 |
| Instrument | 000000116152 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 520 STATE ST, NATCHEZ, MS 39120-3573 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 920/639 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 920/639 |
| Instrument | 119704 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MS |
| Recording Date | Apr 9, 2018 |
| Property Address | 520 STATE ST, NATCHEZ, MS 39120-3573 |
| Document Number | 000027J/21 |
| Book / Page | 27J / 21 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 119703 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 STATE ST, NATCHEZ, MS 39120-3573 |
Source: Adams County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $719.00 (-2.18%) Homeowner's exemption Senior Citizen's exemption | $15,743 (+26.11%) | $157,430 (+26.11%) Land $13,420 Building $144,010 |
| 2024 | $735.00 Homeowner's exemption Senior Citizen's exemption | $12,484 (-) | $124,840 (-) Land $13,420 Building $111,420 |
| 2023 | $735.00 (+5.91%) Homeowner's exemption | $12,484 (-) Land $1,342 Building $11,142 | $124,840 (-) Land $13,420 Building $111,420 |
| 2022 | $694.00 Homeowner's exemption | $12,484 | |
| 2021 | $124,840 Land $13,420 Building $111,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2025) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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