518 State St, Natchez, MS 39120 Property Records

Adams County property record for 518 State St, Natchez, MS 39120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,792 sqft · built 1920
Lot Size	0.092 acres (4,023 sqft)
Owner	Individual Name on Record
Tax Bill	$212 (2025)
Deeds & Mortgages	Aug 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0003 0004 0002`

Property Details

APN / Parcel Number

Primary APN	`0003 0004 0002`
Alternative APNs	`000706` `706`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Flooring	Other
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,023 sqft (0.092 acres)
Lot Dimensions	80.8 ft deep x 49.8 ft wide
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	706
Street Address	518 STATE ST
City	NATCHEZ
State	MS
Zip	39120-3573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L#518 S/S STATE ST 41-114B-4
Legal Range	03W
Legal Township	07N
Legal Section	21
Jurisdiction	ADAMS MS
Township / Civil Division	1
Census Block Group	2
Census Block	2052
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Adams County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 STATE ST, NATCHEZ, MS 39120-3573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2013
Deed Sale	Aug 2, 2013
Deed Document Number	00025-W568
Deed Book / Page	25-W / 568
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MS
Property Address	518 STATE ST, NATCHEZ, MS 39120-3573
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000925/491
Date	Aug 7, 2018
Book Page	925/491
Instrument	120978

Lender

Name	CONCORDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Adams County
Municipality	Natchez City
Unified School District	Natchez-Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$212.00 (-2.3%) Homeowner's exemption Senior Citizen's exemption	$12,215 (+26.33%)	$122,150 (+26.33%) Land $9,380 Building $112,770
2024	$217.00 Homeowner's exemption Senior Citizen's exemption	$9,669 (-)	$96,690 (-) Land $9,380 Building $87,310
2023	$217.00 (+5.85%) Homeowner's exemption	$9,669 (-) Land $938 Building $8,731	$96,690 (-) Land $9,380 Building $87,310
2022	$205.00 Homeowner's exemption	$9,669
2021			$96,690 Land $9,380 Building $87,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1985–2025)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20