520 State St E, Detroit Lakes, MN 56501 Property Records

Becker County property record for 520 State St E, Detroit Lakes, MN 56501

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,261 sqft · built 1980
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Dec 2022)
Tax Bill$2,140 (2026)
Deeds & MortgagesFeb 2024 Line of Credit
Dec 2022 Sale & Mortgage
APN49.1927.000

Property Details

APN / Parcel Number

Primary APN49.1927.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,261 sqft Living Area
Basement Area384 sqft
Finished Basement384 sqft
Game RoomGame Room
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Garage TypeMixed
Garage Area976 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area56 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address520 STATE ST E
CityDETROIT LAKES
StateMN
Zip56501-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionO T OF DETROIT LAKES BLOCK 028 LOTS 17, 18, 19 & 20
Legal SubdivisionO T OF DETROIT LAKES
Legal Block28
Legal Lot Number17-20
JurisdictionBECKER MN
Township / Civil DivisionDETROIT LAKES
Census Block Group2
Census Block2069
Census Tract450500

Owner

520 State St E is owned and occupied by an individual who bought it in December 2022.

Source: Becker County records, as of August 20, 2026

Owner of RecordIndividual Name on File
Mailing Address520 STATE ST E, DETROIT LAKES, MN 56501-2833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · Line of Credit
UNITED SAVINGS CREDIT UNION
Dec 5, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2022 · Amount on File
Deed SaleDec 5, 2022 · Amount on File
Deed Document Number2022694330
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBECKER MN
Property Address520 STATE ST E, DETROIT LAKES, MN 56501-2833
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000702423
DateFeb 6, 2024
Instrument702423
Lender
NameUNITED SAVINGS CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBECKER MN
Recording DateDec 5, 2022
Property Address520 STATE ST E, DETROIT LAKES, MN 56501-2833
Document Number0000694330
Instrument DateDec 2, 2022
Instrument694330
Transaction TypeTransfer
Record UpdatedDec 27, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 STATE ST E, DETROIT LAKES, MN 56501-2833

Mortgage

Document Number0000694332
DateDec 5, 2022
Instrument694332
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 520 State St E was $2,140 with a homeowner's exemption, up 11.8% from the year before.

Source: Becker County assessment roll, as of August 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBecker County
MunicipalityDetroit Lakes City
Unified School DistrictDetroit Lakes Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,140.00 (+11.81%) Homeowner's exemption$246,100 (+11.71%) Land $25,000 Building $221,100$246,100 (+11.71%) Land $25,000 Building $221,100
2025$1,914.00 Homeowner's exemption$220,300 Land $25,000 Building $195,300$220,300 Land $25,000 Building $195,300
2023$1,932.00 Homeowner's exemption$199,300 Land $25,000 Building $174,300$199,300 Land $25,000 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 520 State St E.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 State St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDetroit Lakes
serves 10,038 people · EPA ID MN1030005
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
5,000 / 5,000
Arvig
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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