Becker County property record for 408 State St E, Detroit Lakes, MN 56501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 836 sqft · built 1908 |
| Lot Size | 0.138 acres (6,025 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Jul 2026) |
| Tax Bill | $788 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2021 Sale |
| APN | 49.1917.000 |
| Primary APN | 49.1917.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 836 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,025 sqft (0.138 acres) |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 408 STATE ST E |
|---|---|
| City | DETROIT LAKES |
| State | MN |
| Zip | 56501-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O T OF DETROIT LAKES BLOCK 027 LOTS 23 & 24 EX N 29.5 |
| Legal Subdivision | O T OF DETROIT LAKES |
| Legal Block | 27 |
| Legal Lot Number | 23-24 |
| Jurisdiction | BECKER MN |
| Township / Civil Division | DETROIT LAKES |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 450500 |
Source: Becker County records, as of August 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 STATE ST E, DETROIT LAKES, MN 56501-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Nov 29, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Deed Document Number | 2026721541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKER MN |
| Recording Date | Jul 21, 2026 |
| Property Address | 408 STATE ST E, DETROIT LAKES, MN 56501-2810 |
| Document Number | 0000721541 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026721541 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,664.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 408 STATE ST E, DETROIT LAKES, MN 56501-2810 |
| Document Number | 0000721542, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026721542 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000721543, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026721543 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Aug 1, 2036 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BECKER MN |
| Recording Date | Nov 29, 2021 |
| Property Address | 408 STATE ST E, DETROIT LAKES, MN 56501-2810 |
| Document Number | 0000685532 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 685532 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 FRONT ST E, DETROIT LAKES, MN 56501-2802 |
Source: Becker County assessment roll, as of August 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Becker County |
| Municipality | Detroit Lakes City |
| Unified School District | Detroit Lakes Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $788.00 (-18.93%) | $76,700 (+6.97%) Land $23,000 Building $53,700 | $76,700 (+6.97%) Land $23,000 Building $53,700 |
| 2025 | $972.00 (-2.02%) | $71,700 (+8.47%) Land $23,000 Building $48,700 | $71,700 (+8.47%) Land $23,000 Building $48,700 |
| 2023 | $992.00 | $66,100 Land $23,000 Building $43,100 | $66,100 Land $23,000 Building $43,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Detroit Lakes serves 10,038 people · EPA ID MN1030005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Arvig Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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