520 Stagecoach Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 520 Stagecoach Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,469 sqft · built 1957
Lot Size	0.334 acres (14,563 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jun 2014)
Tax Bill	$931 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07600-00-00-054F0`

Property Details

APN / Parcel Number

Primary APN	`07600-00-00-054F0`
Alternative APN	`30346`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,469 sqft Finished Area
Basement Area	2,117 sqft
Unfinished Basement	900 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,563 sqft (0.334 acres)
View / Lot	Proximity to Airport
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	520 STAGECOACH RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	MOORE'S CREEK A 2A
Legal Subdivision	MOORES CREEK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2004
Census Tract	11302

Owner

520 Stagecoach Rd is owned and occupied by an individual who bought it in June 2014.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	520 STAGECOACH RD, CHARLOTTESVILLE, VA 22902-6440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 20, 2017	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Prior Sale	Dec 6, 2010 · Amount on File
Deed Document Number	20145811
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	520 STAGECOACH RD, CHARLOTTESVILLE, VA 22902-6440
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005646/360
Date	Nov 30, 2021
Book Page	5646/360
Instrument	2021-00019652

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	520 STAGECOACH RD, CHARLOTTESVILLE, VA 22902-6440
Document Number	0000013734
Book / Page	004987 / 000554
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 STAGECOACH RD CHARLOTTESVILLE VA 229026440, CHARLOTTESVILLE, VA 22902-6440

Mortgage

Document Number	0000013734
Date	Nov 27, 2017
Book Page	004987/000554
Instrument	13734

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 520 Stagecoach Rd was $931, down 73.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$931.00 (-73.21%)	$416,700 Land $134,000 Building $282,700	$416,700 Land $134,000 Building $282,700
2025	$3,475.00
2023	$1,462.00	$342,500 Land $118,800 Building $223,700	$342,500 Land $118,800 Building $223,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Stagecoach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Stagecoach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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