490 Stagecoach Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 490 Stagecoach Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1960
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Company Names on Record
Last Sale	$44,000,000 (Dec 2018)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Jul 2025 Transfer Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07600-00-00-054D0`

Property Details

APN / Parcel Number

Primary APN	`07600-00-00-054D0`
Alternative APN	`30344`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Finished Area
Basement Area	462 sqft
Unfinished Basement	462 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	15,856 sqft (0.364 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	156 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	490 STAGECOACH RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	MOORE'S CREEK A 2X
Legal Subdivision	MOORES CREEK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2004
Census Tract	11302

Owner

Source: Albemarle County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	490 STAGECOACH RD, CHARLOTTESVILLE, VA 22902-6441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Gift Deed, Transfer
Dec 28, 2018	Trustee's Deed, Transfer WALKER & DUNLOP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	201814042
Deed Book / Page	5126 / 165
Last Transfer Date	Jul 25, 2025
Transfer Doc	0000006994
Record Updated	Sep 20, 2026

July 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 29, 2025
Property Address	490 STAGECOACH RD, CHARLOTTESVILLE, VA 22902-6441
Document Number	202500006994
Map Reference	MB 1703 PG 210
Instrument Date	Jul 25, 2025
Instrument	202500006994
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	490 STAGECOACH RD, CHARLOTTESVILLE, VA 22902-6441

December 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 28, 2018
Property Address	490 STAGECOACH RD, CHARLOTTESVILLE, VA 22902-6441
Document Number	0000014042
Book / Page	005126 / 000165
Instrument Date	Dec 21, 2018
Instrument	14042
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,000.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 N FRANKLIN TPKE RAMSEY NJ 074461177, RAMSEY, NJ 07446-1177

Mortgage

Document Number	14043
Date	Dec 28, 2018
Book Page	005126/000175
Instrument	14043

Lender

Name	WALKER & DUNLOP
Address	7501 WISCONSIN AVE # 1200E, BETHESDA, MD 20814-6531

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Dec 27, 2025

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,400 (+6.8%) Land $134,000 Building $288,400	$422,400 (+6.8%) Land $134,000 Building $288,400
2025	$3,535.00	$395,500 (+16.91%) Land $134,000 Building $261,500	$395,500 (+16.91%) Land $134,000 Building $261,500
2023		$338,300 Land $118,800 Building $219,500	$338,300 Land $118,800 Building $219,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Ting.

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