520 Sonet Ln, Coldwater, MI 49036 Property Records

Branch County property record for 520 Sonet Ln, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,058 sqft · built 1965
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Mar 2022)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-E10-000-007-00`

Property Details

APN / Parcel Number

Primary APN	`070-E10-000-007-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,058 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Tri-Level
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	136 ft deep x 86 ft wide
Garage Area	520 sqft

Location & Zoning

Street Address	520 SONET LN
City	COLDWATER
State	MI
Zip	49036-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 EBY-DALE SUB SEC 9 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	09
Legal Subdivision	EBY DALE SUB
Legal Lot Number	7
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1003
Census Tract	951302

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	520 SONET LN, COLDWATER, MI 49036-7763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Mar 10, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	20221515
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 9, 2022
Property Address	520 SONET LN, COLDWATER, MI 49036-7763
Document Number	0202201515
Map Reference	LB 6 PG 1
Instrument Date	Feb 28, 2022
Instrument	2022-01515
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 SONET LN, 520, COLDWATER, MI 49036-7763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SAUK BLVD APT A104, A104, COLDWATER, MI 49036-8810

Mortgage

Document Number	0202201516
Date	Mar 9, 2022
Instrument	2022-01516

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	520 SONET LN, COLDWATER, MI 49036-7763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201806660
Date	Oct 10, 2018
Instrument	2018-06660

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 10, 2020
Property Address	520 SONET LN, COLDWATER, MI 49036-7763
Document Number	202001416
Map Reference	LB 6 PG 1
Instrument Date	Feb 28, 2020
Instrument	2020-01416
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,371.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 SONET LN, 520, COLDWATER, MI 49036-7763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 E DODGE ST, FREMONT, NE 68025-5768

Mortgage

Document Number	202001417
Date	Mar 10, 2020
Instrument	2020-01417

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,200 (+10.89%)	$250,400 (+10.89%)
2025	$2,384.00 (+2.67%)	$112,900	$225,800
2024	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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