519 Sonet Ln, Coldwater, MI 49036 Property Records

Branch County property record for 519 Sonet Ln, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1962
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2022)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-E10-000-020-00`

Property Details

APN / Parcel Number

Primary APN	`070-E10-000-020-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	519 SONET LN
City	COLDWATER
State	MI
Zip	49036-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 20 EBY-DALE SUB SEC 9 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	09
Legal Subdivision	EBY DALE SUB
Legal Lot Number	20
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1002
Census Tract	951302

Owner

519 Sonet Ln is owned and occupied by an individual who bought it in April 2022.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	519 SONET LN, COLDWATER, MI 49036-7763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Document Number	20223097
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	519 SONET LN, COLDWATER, MI 49036-7763
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101453
Date	Mar 2, 2021
Instrument	2021-01453

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 27, 2022
Property Address	519 SONET LN, COLDWATER, MI 49036-7763
Document Number	0202203097
Map Reference	LB 6 PG 1
Instrument Date	Apr 20, 2022
Instrument	2022-03097
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	519 SONET LN, 519, COLDWATER, MI 49036-7763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 CHURC SRTEET, CLARKSTON, MI 48346-2185

Mortgage

Document Number	0202203098
Date	Apr 27, 2022
Instrument	2022-03098

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 17, 2017
Property Address	519 SONET LN, COLDWATER, MI 49036-7763
Document Number	201707782
Map Reference	LB6 PG1
Instrument Date	Nov 15, 2017
Instrument	2017-07782
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6395 VALLEY BROOK TRCE, 6395, UTICA, KY 42376-5000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E CHICAGO ST, COLDWATER, MI 49036-1741

Mortgage

Document Number	201707783
Date	Nov 17, 2017
Instrument	2017-07783

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 519 Sonet Ln was $2,288, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,800 (+3.17%)	$201,600 (+3.17%)
2025	$2,288.00 (+2.69%)	$97,700	$195,400
2024	$2,228.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 519 Sonet Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Sonet Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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