Rutherford County property record for 520 Sapphire Dr, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2,747 sqft · built 2017 |
| Lot Size | 0.72 acres (31,402 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $547,000 (May 2023) |
| Tax Bill | $3,463 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 100D-F-013.00-000 |
| Primary APN | 100D-F-013.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 2,747 sqft Living Area |
| 1st Floor Area | 2,139 sqft |
| Upper Floors Area | 1,254 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 31,402 sqft (0.72 acres) |
| Lot Dimensions | 343 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Account Number | R0094763 |
|---|---|
| Street Address | 520 SAPPHIRE DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-4667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 76 KINGDOM RIDGE PUD SEC 2 PB 30 PG 119 SPLIT OFF 100-13.01 FOR 07 90.97 X 343.53 IRR |
| Legal Subdivision | KINGDOM RIDGE PUD SEC 2 |
| Legal Lot Number | 76 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 19 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 40907 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Mar 17, 2020 | Warranty Deed, Transfer · FHA Mortgage F&M BK |
| Feb 9, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TN |
| Jul 28, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Mar 17, 2020 · Amount on Record |
| Deed Document Number | 20232497188 |
| Deed Book / Page | 2344 / 3145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | May 25, 2023 |
| Property Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Document Number | 0023443145 |
| Book / Page | 2344 / 3145 |
| Map Reference | MB 30 PG 119 |
| Instrument Date | May 23, 2023 |
| Instrument | 2497188 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC BRENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,023.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Document Number | 0002497189 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2497189 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Document Number | 0023003394 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 2300/3394 |
| Instrument | 2473524 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021623623 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 2162/3623 |
| Instrument | 2401730 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 17, 2020 |
| Property Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Document Number | RB18783009 |
| Book / Page | 001878 / 003009 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 2263280 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | ADVANCE TITLE/MURFREESBORO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 520 SAPPHIRE DR MURFREESBORO TN 371284667, MURFREESBORO, TN 37128-4667 |
| Document Number | RB18783012 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 001878/003012 |
| Instrument | 2263281 |
| Name | F&M BK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Document Number | RB17531120 |
| Instrument Date | Feb 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 520 SAPPHIRE DR MURFREESBORO TN 371284667, MURFREESBORO, TN 37128-4667 |
| Document Number | RB17531120 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 001753/001120 |
| Instrument | 2194116 |
| Name | FIFTH THIRD BK/TN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jul 28, 2017 |
| Property Address | 520 SAPPHIRE DR, MURFREESBORO, TN 37128-4667 |
| Document Number | RB15933277 |
| Book / Page | 001593 / 003277 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2097653 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | STONES RIVER TITLE COMPANY LLC, STONES RIVER TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,321.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 SAPPHIRE DR MURFREESBORO TN 371284667, MURFREESBORO, TN 37128-4667 |
| Document Number | RB15933279 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 001593/003279 |
| Instrument | 2097654 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,450 (+21.26%) Land $27,500 Building $120,950 | $593,800 (+33.5%) Land $110,000 Building $483,800 | |
| 2025 | $3,463.00 (+10.11%) | $122,425 (+10.09%) Land $13,750 Building $108,675 | |
| 2023 | $3,145.00 (+10.12%) | $111,200 Land $13,750 Building $97,450 | $444,800 (-9.17%) Land $55,000 Building $389,800 |
| 2022 | $2,856.00 | $489,700 Land $55,000 Building $434,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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