514 Sapphire Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 514 Sapphire Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2,874 sqft · built 2016
Lot Size	0.74 acres (32,046 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,500 (Jan 2020)
Tax Bill	$3,451 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`100D-F-012.00-000`

Property Details

APN / Parcel Number

Primary APN	`100D-F-012.00-000`
Alternative APNs	`100D F 01200` `R0094762`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Building Area	2,874 sqft Living Area
1st Floor Area	1,577 sqft
Upper Floors Area	1,297 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	32,046 sqft (0.74 acres)
Lot Dimensions	347 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	777 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0094762
Street Address	514 SAPPHIRE DR
City	MURFREESBORO
State	TN
Zip	37128-4667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 KINGDOM RIDGE PUD SEC 2 PB 30 PG 119 SPLIT OFF 100-13.01 FOR 07 90.97 X 347.51 IRR
Legal Subdivision	KINGDOM RIDGE PUD SEC 2
Legal Lot Number	75
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	2
Census Block	2025
Census Tract	40907

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 SAPPHIRE DR, MURFREESBORO, TN 37128-4667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 19, 2017	Deed of Trust, Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	20202249798
Deed Book / Page	1853 / 2781
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	514 SAPPHIRE DR, MURFREESBORO, TN 37128-4667
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ZEPHYR CV, LEBANON, TN 37087-1552

Mortgage

Document Number	0026193103
Date	Feb 27, 2026
Book Page	2619/3103
Instrument	2636770

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jan 3, 2020
Property Address	514 SAPPHIRE DR, MURFREESBORO, TN 37128-4667
Document Number	RB18532781
Book / Page	001853 / 002781
Instrument Date	Dec 31, 2019
Instrument	2249798
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	FOUNDATION TITLE AND ESCROW MT JULIET, FOUNDATION TITLE & ESCROW MT J

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,434.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	514 SAPPHIRE DR MURFREESBORO TN 371284667, MURFREESBORO, TN 37128-4667

Mortgage

Document Number	RB18532784
Date	Jan 3, 2020
Book Page	001853/002784
Instrument	2249799

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	514 SAPPHIRE DR, MURFREESBORO, TN 37128-4667
Document Number	RB15661498
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	514 SAPPHIRE DR MURFREESBORO TN 371284667, MURFREESBORO, TN 37128-4667

Mortgage

Document Number	RB15661498
Date	Apr 26, 2017
Book Page	001566/001498
Instrument	2080954

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,575 (+20.96%) Land $27,500 Building $120,075	$590,300 (+20.96%) Land $110,000 Building $480,300
2025	$3,451.00	$122,000 (-) Land $13,750 Building $108,250
2023	$3,451.00 (+10.11%)	$122,000 Land $13,750 Building $108,250	$488,000 (-) Land $55,000 Building $433,000
2022	$3,134.00		$488,000 Land $55,000 Building $433,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications, Verizon.

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