520 Sandra Way, Winfield, MO 63389 Property Records

Lincoln County property record for 520 Sandra Way, Winfield, MO 63389

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 2008
Lot Size	0.329 acres (14,331 sqft)
Owner	Individual Name on File
Last Sale	$160,400 (Apr 2019)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-60-23-000-000-025.156`

Property Details

APN / Parcel Number

Primary APN	`13-60-23-000-000-025.156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,192 sqft Living Area
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,331 sqft (0.329 acres)

Location & Zoning

Street Address	520 SANDRA WAY
City	WINFIELD
State	MO
Zip	63389-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 156 EAGLES BLUFF PLAT 3
Legal Range	02E
Legal Township	49N
Legal Section	18
Legal Subdivision	EAGLES BLUFF
Legal Lot Number	156
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2054
Census Tract	810401

Owner

520 Sandra Way is owned and occupied by an individual who bought it in April 2019.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	520 SANDRA WAY, WINFIELD, MO 63389-3355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Deed Document Number	20192408
Deed Book / Page	2432 / 573
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 2, 2019
Property Address	520 SANDRA WAY, WINFIELD, MO 63389-3355
Document Number	2432/0573
Book / Page	2432 / 0573
Map Reference	MB 13 PG 133
Instrument Date	Mar 29, 2019
Instrument	2019002408
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 YELLOWSTONE CT, 10, SAINT PETERS, MO 63376-2074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 SANDRA WAY, WINFIELD, MO 63389-3355

Mortgage

Document Number	2019002409
Date	Apr 2, 2019
Instrument	2019002409

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 520 Sandra Way was $1,714.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Winfield City
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,308 (-) Land $3,800 Building $24,508
2025	$1,714.00	$28,308 Land $3,800 Building $24,508	$148,990 Land $20,000 Building $128,990
2023	$1,568.00 (+5.38%)	$25,821 Land $2,850 Building $22,971	$135,900 Land $15,000 Building $120,900
2022	$1,488.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Sandra Way in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	24 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 15 claims Severe Storms And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Sandra Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINFIELD PWS serves 1,489 people · EPA ID MO6010866
Water Source	Purchased groundwater from LINCOLN COUNTY PWSD 1
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20