Lincoln County property record for 490 Sandra Way, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,015 sqft · built 2006 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,700 (Dec 2013) |
| Tax Bill | $1,527 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2008 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-23-000-000-025.159 |
| Primary APN | 13-60-23-000-000-025.159 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| Basement Area | 1,015 sqft |
| Unfinished Basement | 1,015 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,059 sqft (0.185 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 490 SANDRA WAY |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-3348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 159 EAGLES BLUFF PLAT 3 |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 18 |
| Legal Subdivision | EAGLES BLUFF |
| Legal Lot Number | 159 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 810401 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 SANDRA WAY, WINFIELD, MO 63389-3348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 27, 2008 | Deed of Trust, Mortgage · FHA Mortgage CAPGROW HOME MORTGAGE LLC |
| Oct 3, 2006 | Deed of Trust, Mortgage · Conventional Mortgage CAPGROW HOME MORTGAGE LLC |
| Oct 24, 2025 | Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2013 · Amount on Record |
| Deed Sale | Dec 4, 2013 · Amount on Record |
| Prior Sale | Jul 5, 2013 · Amount on Record |
| Deed Document Number | 201310812 |
| Deed Book / Page | 2339 / 545 |
| Prior Transfer Date | Jun 21, 2013 |
| Prior Transfer Doc | 2318/0764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 490 SANDRA WAY, WINFIELD, MO 63389-3348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002454/738 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 2454/738 |
| Instrument | 2020012814 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 490 SANDRA WAY, WINFIELD, MO 63389-3348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02011/0889 |
|---|---|
| Date | Mar 27, 2008 |
| Book Page | 2011/0889 |
| Instrument | 20080003096 |
| Name | CAPGROW HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 490 SANDRA WAY, WINFIELD, MO 63389-3348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01891/0324 |
|---|---|
| Date | Oct 3, 2006 |
| Book Page | 1891/0324 |
| Instrument | 20060012617 |
| Name | CAPGROW HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 24, 2025 |
| Property Address | 490 SANDRA WAY, WINFIELD, MO 63389-3348 |
| Document Number | 002515/131 |
| Book / Page | 2515 / 131 |
| Map Reference | MB 13 PG 133 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025008686 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | CLEAR TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1041 JUDY LN, TROY, MO 63379-2203 |
| Name | Verified Name |
|---|---|
| Address | 490 SANDRA WAY, WINFIELD, MO 63389-3348 |
| Document Number | 2025008687 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025008687 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Winfield City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,209 (-) Land $3,800 Building $21,409 | ||
| 2025 | $1,527.00 (+9.23%) | $25,209 (+9.51%) Land $3,800 Building $21,409 | $132,680 (+9.52%) Land $20,000 Building $112,680 |
| 2023 | $1,398.00 (+6.31%) | $23,019 Land $2,850 Building $20,169 | $121,150 Land $15,000 Building $106,150 |
| 2022 | $1,315.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINFIELD PWS serves 1,489 people · EPA ID MO6010866 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN COUNTY PWSD 1 |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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