520 Sable Cir, Verdi, NV 89439 Property Records

Washoe County property record for 520 Sable Cir, Verdi, NV 89439

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,076 sqft · built 1990
Lot Size	2.09 acres (91,084 sqft)
Owner	Individual Name on File
Last Sale	$724,000 (Jul 2017)
Tax Bill	$5,339 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-293-14`

Property Details

APN / Parcel Number

Primary APN	`038-293-14`
Alternative APN	`71413`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,076 sqft Living Area
1st Floor Area	1,584 sqft
2nd Floor Area	1,492 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	91,084 sqft (2.09 acres)
Garage Type	Built-in
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Deck Area	252 sqft
Patio Area	612 sqft
Fence	Fence
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	71413
Street Address	520 SABLE CIR
City	VERDI
State	NV
Zip	89439-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	SUNRISE CREEK 2 LT 7 FR LT 6 BLK C
Legal Range	18
Legal Township	19
Legal Subdivision	SUNRISE CREEK SUBDIVISION UT 6
Legal Block	C
Legal Lot Number	7
Jurisdiction	WASHOE NV
Township / Civil Division	VERDI
Census Block Group	2
Census Block	2041
Census Tract	2302

Owner

520 Sable Cir is owned by an individual who bought it in July 2017.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 1220, VERDI, NV 89439-1220
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Dec 4, 2015
Deed Document Number	4722227
Record Updated	Jun 8, 2026

July 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 11, 2017
Property Address	520 SABLE CIR, VERDI, NV 89439-8172
Document Number	0004722227
Map Reference	FILE960947
Instrument Date	Jul 10, 2017
Instrument	4722227
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,968.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1220, VERDI, NV 89439-1220

Mortgage

Document Number	0004722228
Date	Jul 11, 2017
Instrument	4722228

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 520 Sable Cir was $5,339.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,339.00	$243,743 Land $115,500 Building $128,243	$696,408 Land $330,000 Building $366,408
2023	$4,706.00	$224,289 Land $109,725 Building $114,564	$640,825 Land $313,500 Building $327,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Sable Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1986–2005)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Sable Cir is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 73% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERDI MEADOWS UTILITY COMPANY INC private · serves 510 people · EPA ID NV0000196
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50