St. Joseph County property record for 520 S Main St, Three Rivers, MI 49093
| Property Type | Commercial |
|---|---|
| Details | 16,632 sqft · built 1995 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Company Name on File |
| Last Sale | $235,000 (Oct 2015) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-061-00 |
| Primary APN | 051-245-061-00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 16,632 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 41,818 sqft (0.96 acres) |
| Lot Dimensions | 300 ft deep x 140 ft wide |
| Heating System | Forced Air |
|---|
| Account Number | 05124506100 |
|---|---|
| Street Address | 520 S MAIN ST |
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1630 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-2 |
| Legal Description | LOTS 2 THRU 5 & PT LOT 1 BLK12 VIL OF LOCKPORT DESC AS: COM AT SE COR LOT 5 BLK 12 TH W 140 FT TH N 240 FT TO NW COR LOT 2 TH |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 19 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 12 |
| Legal Lot Number | 2-5 3 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 40200 |
520 S Main St, a commercial property, is owned by a company that bought it in October 2015.
Source: St. Joseph County records, as of June 15, 2023
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 308 S MAIN ST, THREE RIVERS, MI 49093-1626 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2015 · Amount on File |
| Deed Sale | Oct 5, 2015 · Amount on File |
| Deed Document Number | 0017990288 |
| Deed Book / Page | 1799 / 0288 |
| Record Updated | Jun 7, 2026 |
Source: St. Joseph County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
FEMA maps place 520 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1989) |
| Most Recent Claim | Jun 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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