520 Ruth St, Benton, AR 72019 Property Records

Saline County property record for 520 Ruth St, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1979
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2025)
Tax Bill	$253 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800-45276-000`

Property Details

APN / Parcel Number

Primary APN	`800-45276-000`
Alternative APN	`61186`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Utility Area	192 sqft
Utility Room	Utility Room
Flooring	Steel Beam

Exterior

Year Built	Built 1979
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	624 sqft
Porch	Open Porch
Porch Area	216 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	61186
Street Address	520 RUTH ST
City	BENTON
State	AR
Zip	72019-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL 151995-37828
Legal Range	15W
Legal Township	02S
Legal Section	02
Legal Subdivision	MCNEIL
Legal Block	7
Legal Lot Number	W20
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	2
Census Block	2012
Census Tract	10302

Owner

520 Ruth St is owned and occupied by an individual who bought it in July 2025.

Source: Saline County records, as of October 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	520 RUTH ST, BENTON, AR 72019-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Deed Document Number	2025-011793
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Jul 1, 2025
Property Address	520 RUTH ST, BENTON, AR 72019-2229
Document Number	0000011793
Instrument Date	Jun 30, 2025
Instrument	2025-011793
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 WILD CHERRY LN, BENTON, AR 72015-8545

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 RUTH ST, BENTON, AR 72019-2229

Mortgage

Document Number	0000011794
Date	Jul 1, 2025
Instrument	2025-011794

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,824 Land $3,360 Building $18,464
2024	$253.00 (-22.87%)
2023	$328.00 Homeowner's exemption	$21,824 Land $3,360 Building $18,464	$109,120 Land $16,800 Building $92,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Ruth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Ruth St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20