520 Riverwood Dr, Belton, TX 76513 Property Records

Bell County property record for 520 Riverwood Dr, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,259 sqft · built 1994
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$579,900 (Dec 2021)
Tax Bill$10,706 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0279362030

Property Details

APN / Parcel Number

Primary APN0279362030
Alternative APNs
  • 732800
  • 9007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,259 sqft Living Area
1st Floor Area3,259 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area574 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area413 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address520 RIVERWOOD DR
CityBELTON
StateTX
Zip76513-1041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER PLACE ESTATES PHASE I, BLOCK 002, LOT 0001, ACRES 1.0
Legal SubdivisionRIVER PLACE ESTATES PHASE I
Legal Block2
Legal Lot Number1
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group1
Census Block1002
Census Tract21701

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address520 RIVERWOOD DR, BELTON, TX 76513-1041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Vendor's Lien, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Jan 18, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
MERIDIAN HOME MORTGAGE CORP
Oct 7, 2019Deed of Trust, Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Prior SaleJan 20, 2011 · Amount on Record
Deed Document Number202178469
Prior Transfer DateNov 29, 2021
Prior Transfer Doc0000078469
Record UpdatedSep 20, 2026

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 1, 2021
Property Address520 RIVERWOOD DR, BELTON, TX 76513-1041
Document Number0000078469
Map ReferenceCABB SL 289-A
Instrument DateNov 29, 2021
Instrument2021078469
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2809 W STAN SCHLUETER LOOP # LOOP101, LOOP101, KILLEEN, TX 76549-7026

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 RIVERWOOD DR, BELTON, TX 76513-1041

Mortgage

Document Number0000078470
DateDec 1, 2021
Instrument2021078470
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address520 RIVERWOOD DR, BELTON, TX 76513-1041
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002214
DateJan 18, 2019
Instrument2019-00002214
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressWESTMINSTER, MD 21157
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address520 RIVERWOOD DR, BELTON, TX 76513-1041
Document Number0000046932
Instrument DateOct 7, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyCENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address520 RIVERWOOD DR BELTON TX 765131041, BELTON, TX 76513-1041

Mortgage

Document Number0000046932
DateOct 11, 2019
Book Page011040/000407
Instrument46932
Lender
NameMISCELLANEOUS GOVT AGCY
Address1700 CONGRESS AVE, AUSTIN, TX 78701-1436
Agreement
AmountAmount Recorded
Term240 Months
DueOct 10, 2039

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,706.00 (+9.79%)$580,000 (+6.35%) Land $120,000 Building $460,000$580,000 (+6.35%) Land $120,000 Building $460,000
2023$9,751.00 (-17.45%) Homeowner's exemption$545,369 Land $75,000 Building $470,369$545,369 Land $75,000 Building $470,369
2022$11,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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