514 Riverwood Dr, Belton, TX 76513 Property Records

Bell County property record for 514 Riverwood Dr, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,906 sqft · built 1997
Lot Size1.09 acres (47,611 sqft)
OwnerIndividual Name on Record
Last Sale$138,320 (May 2021)
Tax Bill$6,418 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0279362039

Property Details

APN / Parcel Number

Primary APN0279362039
Alternative APNs
  • 864402
  • 12563

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,906 sqft Living Area
1st Floor Area1,906 sqft
Utility Area72 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area47,611 sqft (1.09 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area305 sqft
Deck Area201 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address514 RIVERWOOD DR
CityBELTON
StateTX
Zip76513-1041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER PLACE ESTATES PHASE I, BLOCK 002, LOT 0004, ACRES 1.093
Legal SubdivisionRIVER PLACE ESTATES PHASE I
Legal Block2
Legal Lot Number4
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group1
Census Block1002
Census Tract21701

Owner

Source: Bell County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address514 RIVERWOOD DR, BELTON, TX 76513-1041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
RANDOLPH BROOKS FCU
Nov 30, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED TEXAS CU
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
RANDOLPH BROOKS FCU
May 7, 2021Vendor's Lien, Transfer · Conventional Mortgage
RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Prior SaleAug 29, 2019
Deed Document Number202128588
Prior Transfer DateJul 31, 2007
Prior Transfer Doc0000032908
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address514 RIVERWOOD DR, BELTON, TX 76513-1041
Transaction TypeMortgage
Record UpdatedMar 10, 2026
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO B

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 RIVERWOOD DR, BELTON, TX 76513-1041

Mortgage

Document Number0000008557
DateFeb 24, 2026
Instrument2026008557
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressUNIVERSAL CITY, TX 78148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address514 RIVERWOOD DR, BELTON, TX 76513-1041
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052898
DateNov 30, 2023
Instrument2023052898
Lender
NameUNITED TEXAS CU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2043

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address514 RIVERWOOD DR, BELTON, TX 76513-1041
Transaction TypeMortgage
Record UpdatedSep 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059518
DateSep 14, 2021
Instrument2021059518
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressUNIVERSAL CITY, TX 78148
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueOct 1, 2028

May 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMay 7, 2021
Property Address514 RIVERWOOD DR, BELTON, TX 76513-1041
Document Number0000028588
Map ReferenceCAB B SL 289-A
Instrument DateMay 7, 2021
Instrument2021028588
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address982 E ANILLO CT, IVINS, UT 84738-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 RIVERWOOD DR, BELTON, TX 76513-1041

Mortgage

Document Number0000028589
DateMay 7, 2021
Instrument2021028589
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,418.00 (-6.44%)$400,000 (-0.19%) Land $120,000 Building $280,000$400,000 (-0.19%) Land $120,000 Building $280,000
2023$6,860.00 (-21.83%) Homeowner's exemption$400,754 Land $75,000 Building $325,754$400,754 Land $75,000 Building $325,754
2022$8,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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