Bandera County property record for 520 River Bluff Cir, Pipe Creek, TX 78063
| Property Type | Mobile Home |
|---|---|
| Details | 1,848 sqft · built 1999 |
| Lot Size | 5.45 acres (237,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,875 (Feb 2021) |
| Tax Bill | $3,531 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16400-00000-1070 |
| Primary APN | 16400-00000-1070 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Combination |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 237,402 sqft (5.45 acres) |
| Porch | Slab |
| Porch Area | 648 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16400-00000-1070 |
|---|---|
| Street Address | 520 RIVER BLUFF CIR |
| City | PIPE CREEK |
| State | TX |
| Zip | 78063-5952 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | RIVER BLUFF RANCH LT 107 5.45 ACRES *TXS0579854/55* |
| Legal Subdivision | RIVER BLUFF RANCH |
| Legal Tract | 107 |
| Legal Lot Number | 107 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 101 |
520 River Bluff Cir, a mobile home, is owned by two individuals who bought it in February 2021.
Source: Bandera County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CEDAR RIDGE RD, BOERNE, TX 78006-7800 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Vendor's Lien, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on File |
| Deed Sale | Feb 5, 2021 · Amount on File |
| Deed Document Number | 2021242126 |
| Deed Book / Page | 1209 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BANDERA TX |
| Recording Date | Feb 5, 2021 |
| Property Address | 520 RIVER BLUFF CIR, PIPE CREEK, TX 78063-5952 |
| Document Number | 1209/217 |
| Book / Page | 1209 / 217 |
| Map Reference | VOL 4 PG 6 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 242126 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | NOT AVAILABLE, PRESERVE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CEDAR RIDGE RD, BOERNE, TX 78006-7800 |
| Document Number | 242127 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 242127 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 520 RIVER BLUFF CIR, PIPE CREEK, TX 78063-5952 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1103/247 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 1103/247 |
| Instrument | 223872 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 49 Months |
| Due | Mar 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 520 River Bluff Cir was $3,531, down 17.8% from the year before.
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,531.00 (-17.83%) | $342,470 Land $207,850 Building $134,620 | $342,470 Land $207,850 Building $134,620 |
| 2024 | $4,297.00 (-2.67%) | ||
| 2023 | $4,415.00 | $325,640 Land $196,850 Building $128,790 | $325,640 Land $196,850 Building $128,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 River Bluff Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 River Bluff Cir is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
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