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520 Piney Oak Dr, Norman, OK 73072 Property Records

Cleveland County property record for 520 Piney Oak Dr, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,528 sqft · built 1977
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jan 2018)
Tax Bill$4,187 (2025)
Deeds & MortgagesJan 2018 Transfer
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR0042759

Property Details

APN / Parcel Number

Primary APNR0042759
Alternative APNs
  • NC29RIV01 1 13001
  • 42759

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,528 sqft Living Area
Gross Area3,055 sqft
1st Floor Area2,528 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
View / LotBusiness Cluster
Garage TypeAttached
Garage Area527 sqft
PorchPorch
Porch Area329 sqft
Patio Area299 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number42759
Street Address520 PINEY OAK DR
CityNORMAN
StateOK
Zip73072-4605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIVER OAKS 1 LOT 13 BLK 1
Legal Range03W
Legal Township09
Legal Section27
Legal SubdivisionRIVER OAKS 1
Legal Block1
Legal Lot Number13
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2013
Census Tract201512

Owner

520 Piney Oak Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Cleveland County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address520 PINEY OAK DR, NORMAN, OK 73072-4605
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 26, 2018Grant Deed, Transfer · FHA Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2018 · Amount on File
Deed SaleJan 26, 2018 · Amount on File
Prior SaleJan 25, 2018
Deed Document Number20182508
Deed Book / Page5763 / 414
Prior Transfer DateJan 19, 2018
Prior Transfer Doc0000002509
Record UpdatedOct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLEVELAND OK
Recording DateJan 26, 2018
Property Address520 PINEY OAK DR, NORMAN, OK 73072-4605
Document Number0000002509
Book / Page005763 / 000416
Instrument DateJan 19, 2018
Instrument2509
Transaction TypeTransfer
Record UpdatedFeb 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 EDWARDS DR NORMAN OK 730723841, NORMAN, OK 73072-3841

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLEVELAND OK
Recording DateJan 26, 2018
Property Address520 PINEY OAK DR, NORMAN, OK 73072-4605
Document Number0000002508
Book / Page005763 / 000414
Instrument DateJan 19, 2018
Instrument2508
Transaction TypeTransfer
Record UpdatedFeb 13, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address520 PINEY OAK DR NORMAN OK 730724605, NORMAN, OK 73072-4605

Mortgage

Document Number2510
DateJan 26, 2018
Book Page005763/000417
Instrument2510
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 520 Piney Oak Dr was $4,187.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,187.00$34,888 Land $6,184 Building $28,704$340,138 Land $60,291 Building $279,847
2023$3,800.00 (+9.51%)$31,645 (+5%) Land $5,020 Building $26,625$318,055 (+26.64%) Land $50,461 Building $267,594
2022$3,470.00$30,138 Land $3,600 Building $26,538$251,155 Land $30,000 Building $221,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Piney Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Piney Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
OEC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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