421 Piney Oak Dr, Norman, OK 73072 Property Records

Cleveland County property record for 421 Piney Oak Dr, Norman, OK 73072 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,150 sqft · built 1977
Lot Size0.25 acres (10,890 sqft)
Owner2 Company Names on File
Tax Bill$2,860 (2025)
Deeds & MortgagesOct 2023 Transfer
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR0042776

Property Details

APN / Parcel Number

Primary APNR0042776
Alternative APNs
  • NC29RIV01 2 12001
  • 42776

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,150 sqft Living Area
Gross Area2,702 sqft
1st Floor Area2,150 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
View / LotBusiness Cluster
Garage TypeAttached
Garage Area552 sqft
PorchPorch
Porch Area625 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number42776
Street Address421 PINEY OAK DR
CityNORMAN
StateOK
Zip73072-4647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS 1 LOT 12 BLK 2
Legal Range03W
Legal Township09
Legal Section27
Legal SubdivisionRIVER OAKS 1
Legal Block2
Legal Lot Number12
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2016
Census Tract201512

Owner

Source: Cleveland County records · APN R0042776

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address421 PINEY OAK DR, NORMAN, OK 73072-4647
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Intrafamily Transfer, Transfer
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 29, 2023
Transfer DocR202327756
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLEVELAND OK
Recording DateOct 10, 2023
Property Address421 PINEY OAK DR, NORMAN, OK 73072-4647
Document NumberR202327756
Book / Page6596 / 424
Instrument DateAug 29, 2023
InstrumentR 2023 27756
Transaction TypeTransfer
Record UpdatedOct 25, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address421 PINEY OAK DR, NORMAN, OK 73072-4647
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyCLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR202105949
DateFeb 12, 2021
Book Page6192/10
InstrumentR 2021 05949
Lender
NameARVEST BANK
TypeBank
Address72746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 01, 2031

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,860.00 (+6.28%) Homeowner's exemption$24,832 (+6.09%) Land $4,945 Building $19,887$300,273 (+8.28%) Land $59,806 Building $240,467
2023$2,691.00 (+7.6%) Homeowner's exemption$23,407 (+3%) Land $4,124 Building $19,283$277,308 (+46.43%) Land $48,868 Building $228,440
2022$2,501.00 Homeowner's exemption$22,725 Land $3,600 Building $19,125$189,379 Land $30,000 Building $159,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), updated February 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400272015122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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