520 Pine St, Osage, IA 50461 Property Records

Mitchell County property record for 520 Pine St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 824 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Sep 2019)
Tax Bill	$616 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1023432003`

Property Details

APN / Parcel Number

Primary APN	`1023432003`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
Basement Area	824 sqft
Unfinished Basement	824 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	520 PINE ST
City	OSAGE
State	IA
Zip	50461-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 50
Legal Block	50
Legal Lot Number	3
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	4
Census Block	4017
Census Tract	560300

Owner

Source: Mitchell County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 PINE ST, OSAGE, IA 50461-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage FIRST CITIZENS COMMUNITY BANK
Sep 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME TRUST & SAVINGS BANK
Jan 2, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	20191572
Deed Book / Page	2019 / 1572
Prior Transfer Date	Dec 28, 2017
Prior Transfer Doc	2018/4
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	520 PINE ST, OSAGE, IA 50461-1222
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001782
Date	Aug 8, 2018
Book Page	0000002018/0000001782
Instrument	000000001782

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Sep 30, 2019
Property Address	520 PINE ST, OSAGE, IA 50461-1222
Document Number	2019/1572
Book / Page	2019 / 1572
Instrument Date	Sep 19, 2019
Instrument	1572
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PINE ST, OSAGE, IA 50461-1222
Investor	Possibly a Property Investor

Mortgage

Document Number	1573
Date	Sep 30, 2019
Instrument	1573

Lender

Name	HOME TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	02019/1572
Date	Sep 30, 2019
Book Page	2019/1572
Instrument	1572

Lender

Name	HOME TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MITCHELL IA
Recording Date	Jan 2, 2018
Property Address	520 PINE ST, OSAGE, IA 50461-1222
Document Number	2018/4
Book / Page	2018 / 4
Instrument Date	Dec 28, 2017
Instrument	000000000004
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440, CHICAGO, IL 60605
Investor	Possibly a Property Investor

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jan 2, 2018
Property Address	520 PINE ST, OSAGE, IA 50461-1222
Document Number	2018/8
Book / Page	2018 / 8
Instrument Date	Dec 28, 2017
Instrument	000000000008
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 4TH ST SW, MASON CITY, IA 50401-1591

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00 (+1.99%) Homeowner's exemption	$49,760 (+6.9%) Land $9,820 Building $39,940	$49,760 (+6.9%) Land $9,820 Building $39,940
2024	$604.00 (+13.96%)
2023		$46,550 (+26.12%) Land $9,820 Building $36,730	$46,550 (+26.12%) Land $9,820 Building $36,730
2022	$530.00 Homeowner's exemption	$36,910 Land $9,820 Building $27,090
2021			$36,910 Land $9,820 Building $27,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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