520 Palm Dr, Findlay, OH 45840 Property Records

Hancock County property record for 520 Palm Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,041 sqft · built 2006
Lot Size	0.301 acres (13,120 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Apr 2025)
Tax Bill	$3,751 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1010-232-03-006.000`

Property Details

APN / Parcel Number

Primary APN	`1010-232-03-006.000`
Alternative APN	`280001021541`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,041 sqft Living Area
1st Floor Area	2,041 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,120 sqft (0.301 acres)
Lot Dimensions	162 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 PALM DR
City	FINDLAY
State	OH
Zip	45840-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMS SUBDIVISION LOT 18
Legal Subdivision	PALMS SUB
Legal Lot Number	18
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1038
Census Tract	1000

Owner

520 Palm Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 PALM DR, FINDLAY, OH 45840-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 20, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Jun 26, 2007 · Amount on File
Deed Document Number	20251958
Deed Book / Page	2617 / 4270
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	02561/3065
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	520 PALM DR, FINDLAY, OH 45840-1724
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PALM DR, FINDLAY, OH 45840-1724

Mortgage

Document Number	02592/3351
Date	Mar 14, 2022
Book Page	2592/3351
Instrument	202200002314

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	23 Months
Due	Feb 27, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Sep 20, 2019
Property Address	520 PALM DR, FINDLAY, OH 45840-1724
Document Number	02561/3065
Book / Page	2561 / 3065
Map Reference	VOL 21 PG 45
Instrument Date	Sep 16, 2019
Instrument	201900008103
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Tax Assessment & Valuation

The 2025 property tax bill for 520 Palm Dr was $3,751 with a homeowner's exemption, up 6.1% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,751.00 (+6.14%)	$105,720 (+13.65%) Land $18,870 Building $86,850	$302,050 Land $53,910 Building $248,140
2024	$3,534.00 (+4.68%)	$93,020 (-) Land $16,700 Building $76,320
2023	$3,376.00 Homeowner's exemption	$93,020 Land $16,700 Building $76,320
2022			$265,780 Land $47,710 Building $218,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Palm Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Palm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless.

Nearby Properties on Palm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures