511 Palm Dr, Findlay, OH 45840 Property Records

Hancock County property record for 511 Palm Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2012
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$294,500 (May 2021)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-232-02-004.000`

Property Details

APN / Parcel Number

Primary APN	`1010-232-02-004.000`
Alternative APN	`280001021533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	192 sqft
Patio Area	249 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 PALM DR
City	FINDLAY
State	OH
Zip	45840-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMS SUBDIVISION LOT 10
Legal Subdivision	PALMS SUB
Legal Lot Number	10
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1043
Census Tract	1000

Owner

511 Palm Dr is owned and occupied by an individual who bought it in May 2021.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	511 PALM DR, FINDLAY, OH 45840-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
May 25, 2021	Survivorship Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Mar 12, 2013 · Amount on File
Deed Document Number	20216027
Deed Book / Page	2582 / 1856
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	02562/4887
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	511 PALM DR, FINDLAY, OH 45840-1725
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2523/2516
Date	Aug 8, 2017
Book Page	2523/2516
Instrument	201700006816

Lender

Name	THE UNION BANK CO
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	May 25, 2021
Property Address	511 PALM DR, FINDLAY, OH 45840-1725
Document Number	2582/1856
Book / Page	2582 / 1856
Instrument Date	May 19, 2021
Instrument	202100006027
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	511 PALM DR, FINDLAY, OH 45840-1725

Mortgage

Document Number	202100006028
Date	May 25, 2021
Instrument	202100006028

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Nov 1, 2019
Property Address	511 PALM DR, FINDLAY, OH 45840-1725
Document Number	2562/4887
Book / Page	2562 / 4887
Instrument Date	Oct 28, 2019
Instrument	201900009565
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 PALM DR, FINDLAY, OH 45840-1725

Mortgage

Document Number	201900009566
Date	Nov 1, 2019
Instrument	201900009566

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 511 Palm Dr was $2,639 with a homeowner's exemption, down 2% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,639.00 (-2.01%) Homeowner's exemption	$74,390 (+2.66%) Land $16,790 Building $57,600	$212,530 Land $47,970 Building $164,560
2024	$2,693.00 (+2.43%)	$72,460 (-) Land $14,860 Building $57,600
2023	$2,629.00 Homeowner's exemption	$72,460 Land $14,860 Building $57,600
2022			$207,010 Land $42,450 Building $164,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 Palm Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Palm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless.

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