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520 Palace Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 520 Palace Ave, Elsmere, KY 41018 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,052 sqft Finished Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2024)
Tax Bill$2,506.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-30-21-088.02

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,052 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,454 sqft (0.24 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address520 PALACE AVE
CityELSMERE
StateKY
Zip41018-2179
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOODSIDE LOTS 550-551-552 & PT 549
Legal SubdivisionWOODSIDE ADDN
Legal Phase49
Legal Lot Number52,5
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2000
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-088.02

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 PALACE AVE, ELSMERE, KY 41018-2179
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jan 25, 2022Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Jan 25, 2022Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 14, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Prior SaleJan 25, 2022 · Amount on Record
Deed Doc Number2024145
Deed Book / Page267 / 25
Prior Transfer DateMay 03, 2005
Prior Transfer Doc0005900280
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 26, 2024
Property Address520 PALACE AVE, ELSMERE, KY 41018-2179
Document Number0005900145
Book / PageKC 267 / 25
Map ReferencePL 345
Instrument DateJan 24, 2024
Instrument24012605900145
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4000 CRYSTAL CREEK CIR, BURLINGTON, KY 41005-7877

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 PALACE AVE, ELSMERE, KY 41018-2179

Mortgage

Document Number0005900146
DateJan 26, 2024
Book PageKCM 522/499
Instrument24012605900146
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address520 PALACE AVE, ELSMERE, KY 41018-2179
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 PAIACE AVENUE, ELSMERE, KY 41018-2179

Mortgage

Document Number0005900053
DateJan 25, 2022
Book Page330/280
Instrument22012505900053
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueFeb 01, 2032

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 25, 2022
Property Address520 PALACE AVE, ELSMERE, KY 41018-2179
Document Number0005900051
Book / Page144 / 584
Map ReferencePL 345
Instrument DateJan 17, 2022
Instrument22012505900051
Transaction TypeTransfer
Record UpdatedFeb 03, 2022
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address148 COLLEGE PARK DR, 148, CRESTVIEW HILLS, KY 41017-2567

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 PALACE AVE, ELSMERE, KY 41018-2179

Mortgage

Document Number0005900052
DateJan 25, 2022
Book Page330/264
Instrument22012505900052
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 14, 2021
Property Address520 PALACE AVE, ELSMERE, KY 41018-2179
Document Number0005900176
Book / Page124 / 2
Map ReferencePL 345
Instrument DateSep 28, 2021
Instrument21101405900176
Transaction TypeTransfer
Record UpdatedJan 12, 2022

Transaction

AmountAmount Recorded
Tax$76.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5341 COUNTRY CLUB LN, 5341, BURLINGTON, KY 41005-9779

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address148 COLLEGE PARK DR, CRESTVIEW HILLS, KY 41017-2567

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,506.00 (+9.67%)$165,000 (+8.2%) Land $30,000 Building $135,000$165,000 (+8.2%) Land $30,000 Building $135,000
2023$2,285.00$152,500 Land $30,000 Building $122,500$152,500 Land $30,000 Building $122,500

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