Kenton County property record for 518 Palace Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1993 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $54,647 (Jul 2011) |
| Tax Bill | $2,135 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-088.03 |
| Primary APN | 004-30-21-088.03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Finished Area |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0043021088.03 |
|---|---|
| Street Address | 518 PALACE AVE |
| City | ELSMERE |
| State | KY |
| Zip | 41018-2179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODSIDE LOTS 547 & PT 546 & 548 |
| Legal Subdivision | WOODSIDE ADDN |
| Legal Phase | 8 |
| Legal Lot Number | 547,546 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65600 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 518 PALACE AVE, ELSMERE, KY 41018-2179 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK KENTUCKY INC |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU |
| Mar 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2011 · Amount on Record |
| Deed Sale | Jul 22, 2011 · Amount on Record |
| Prior Sale | Jun 8, 2011 |
| Deed Document Number | 0000460964 |
| Deed Book / Page | 4609 / 64 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 518 PALACE AVE, ELSMERE, KY 41018-2179 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 518 PALACE AVE, ELSMERE, KY 41018-2179 |
| Document Number | 0005900168 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | KCM542/983 |
| Instrument | 24042305900168 |
| Name | FIFTH THIRD BANK KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | 5050 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 518 PALACE AVE, ELSMERE, KY 41018-2179 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Name | Verified Name |
|---|
| Document Number | 0005900021 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 251/283 |
| Instrument | 21080405900021 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 518 PALACE AVE, ELSMERE, KY 41018-2179 |
| Document Number | 0000000213 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 518 PALACE AVE ELSMERE KY 410182179, ELSMERE, KY 41018-2179 |
| Document Number | 0000000213 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 0C6625/000316 |
| Instrument | 213 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 25, 2034 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,135.00 (+1.33%) | $140,600 (-) Land $20,000 Building $120,600 | $140,600 (-) Land $20,000 Building $120,600 |
| 2023 | $2,107.00 | $140,600 Land $20,000 Building $120,600 | $140,600 Land $20,000 Building $120,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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