520 Meadow Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 520 Meadow Dr, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,903 sqft · built 1974
Lot Size	0.249 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Jun 2025)
Tax Bill	$8,102 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-831-245`

Property Details

APN / Parcel Number

Primary APN	`6-831-245`
Alternative APNs	`68001251300005022000` `146800 125.13-5-22`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,903 sqft Living Area
1st Floor Area	1,063 sqft
2nd Floor Area	840 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	10,800 sqft (0.249 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6-831-245
Street Address	520 MEADOW DR
City	BUFFALO
State	NY
Zip	14224-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	MC-2317 SL-49 (FL-307) NORTHWOOD ESTATES S/D 75 X 144.00 (CORNER LOT)
Legal Subdivision	NORTHWOOD ESTATES SUBDIVISION
Legal Block	5
Legal Lot Number	22.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	3
Census Block	3002
Census Tract	11202

Owner

520 Meadow Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 WOODBINE AVE, BUFFALO, NY 14224-1435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jan 20, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK
Sep 22, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Mar 12, 2007 · Amount on File
Deed Document Number	202599783
Deed Book / Page	11446 / 2967
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0112514115
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	520 MEADOW DR, BUFFALO, NY 14224-1518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MEADOW DR, WEST SENECA, NY 14224-1518

Mortgage

Document Number	0141927482
Date	Mar 12, 2026
Book Page	14192/7482
Instrument	2026045516

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	520 MEADOW DR, BUFFALO, NY 14224-1518
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MEADOW DR, WEST SENECA, NY 14224-1518

Mortgage

Document Number	0139902189
Date	Apr 14, 2021
Book Page	13990/2189
Instrument	2021070285

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	520 MEADOW DR, BUFFALO, NY 14224-1518
Document Number	0139332324
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MEADOW DR WEST SENECA NY 142241518, WEST SENECA, NY 14224-1518

Mortgage

Document Number	0139332324
Date	Mar 13, 2020
Book Page	013933/002324

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	520 MEADOW DR, BUFFALO, NY 14224-1518
Document Number	0138325904
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MEADOW DR WEST SENECA NY 142241518, WEST SENECA, NY 14224-1518

Mortgage

Document Number	0138325904
Date	Oct 24, 2017
Book Page	013832/005904

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 520 Meadow Dr was $8,102 with a homeowner's exemption, up 0.8% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,102.00 (+0.8%) Homeowner's exemption
2025	$8,038.00 (+1.18%)	$82,900 (-) Land $16,500 Building $66,400	$345,400 (+4.16%) Land $68,747 Building $276,653
2024	$7,944.00 Homeowner's exemption	$82,900 (-) Land $16,500 Building $66,400	$331,600 (+4%) Land $66,000 Building $265,600
2023		$82,900 Land $16,500 Building $66,400	$318,846 Land $63,462 Building $255,384
2019	$6,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Meadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Meadow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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