520 Main St, Ashfield, MA 01330 Property Records

Franklin County and Ashfield Town property record for 520 Main St, Ashfield, MA 01330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,890 sqft · built 1949
Lot Size	0.249 acres (10,833 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (May 2018)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Sep 2020 Refinance May 2018 Sale & Mortgage
APN	`ASHF M:08-2 B:0000 L:10`

Property Details

APN / Parcel Number

Primary APN	`ASHF M:08-2 B:0000 L:10`
Alternative APN	`M:08=2 B:0000 L:10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	3,384 sqft
Basement Area	1,654 sqft
Finished Basement	945 sqft
Unfinished Basement	709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,833 sqft (0.249 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	520 MAIN ST
City	ASHFIELD
State	MA
Zip	01330-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	10
Jurisdiction	ASHFIELD MA
Township / Civil Division	ASHFIELD
Census Block Group	1
Census Block	1034
Census Tract	41501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashfield Plain Historic District listed 1991 · 125 contributing resources · NRIS 91001373

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

520 Main St is owned and occupied by an individual who bought it in May 2018.

Source: Franklin County and Ashfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	520 MAIN ST, ASHFIELD, MA 01330-9639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
May 23, 2018	Quit Claim Deed, Transfer RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Mar 13, 2015 · Amount on File
Deed Book / Page	7198 / 262
Transfer Doc	007198-262
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Property Address	520 MAIN ST, ASHFIELD, MA 01330-9639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7600-323
Date	Sep 2, 2020
Book Page	7600/323
Instrument	8933

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHFIELD MA
Recording Date	May 23, 2018
Property Address	520 MAIN ST, ASHFIELD, MA 01330-9639
Document Number	7198-262
Book / Page	7198 / 262
Instrument	4867
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MAIN ST, ASHFIELD, MA 01330-9639

Mortgage

Document Number	71980265
Date	May 23, 2018
Instrument	07198/0265

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 520 Main St was $5,442, down 1.3% from the year before.

Source: Franklin County and Ashfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Ashfield Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,442.00 (-1.25%)	$404,300 (+7.18%) Land $68,000 Building $336,300	$390,533 (-11.95%)
2024	$5,511.00 (+10.57%)	$377,200 (+33.29%) Land $68,000 Building $309,200	$443,555
2023	$4,984.00	$283,000 Land $54,400 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 520 Main St; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHFIELD WATER DISTRICT serves 400 people · EPA ID MA1013000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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