488 Main St, Ashfield, MA 01330 Property Records

Franklin County and Ashfield Town property record for 488 Main St, Ashfield, MA 01330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1820
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,500 (Oct 2000)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Refinance
APN	`ASHF M:08-2 B:0000 L:1`

Property Details

APN / Parcel Number

Primary APN	`ASHF M:08-2 B:0000 L:1`
Alternative APN	`M:08=2 B:0000 L:1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
Gross Area	2,858 sqft
Basement Area	674 sqft
Unfinished Basement	674 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	488 MAIN ST
City	ASHFIELD
State	MA
Zip	01330-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1
Jurisdiction	ASHFIELD MA
Township / Civil Division	ASHFIELD
Census Block Group	1
Census Block	1034
Census Tract	41501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashfield Plain Historic District listed 1991 · 125 contributing resources · NRIS 91001373

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Ashfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 MAIN ST, ASHFIELD, MA 01330-9789
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2000 · Amount on Record
Deed Sale	Oct 30, 2000 · Amount on Record
Prior Sale	Jul 21, 1997 · Amount on Record
Deed Book / Page	3690 / 209
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Recording Date	Jun 4, 2026
Property Address	488 MAIN ST, ASHFIELD, MA 01330-9789
Document Number	008651-191
Book / Page	8651 / 191
Instrument Date	May 26, 2026
Instrument	20264711
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MAIN ST, ASHFIELD, MA 01330-9789

Mortgage

Document Number	0000004711,
Date	Jun 4, 2026
Book Page	8651/191
Instrument	20264711

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Property Address	488 MAIN ST, ASHFIELD, MA 01330-9789
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7895-111
Date	Nov 15, 2021
Book Page	7895/111
Instrument	14962

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Franklin County and Ashfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Ashfield Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00 (-3%)	$231,000 (+5.29%) Land $52,300 Building $178,700	$307,758 (+8.97%)
2024	$3,205.00 (+14.46%)	$219,400 (+37.99%) Land $52,300 Building $167,100	$282,435
2023	$2,800.00	$159,000 Land $41,800 Building $117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHFIELD WATER DISTRICT serves 400 people · EPA ID MA1013000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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