520 Lyness St, Ryan, IA 52330 Property Records

Delaware County property record for 520 Lyness St, Ryan, IA 52330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,671 sqft · built 2014
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,116 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690000211270`

Property Details

APN / Parcel Number

Primary APN	`690000211270`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
Basement Area	1,671 sqft
Finished Basement	1,375 sqft
Unfinished Basement	296 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	122 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	284 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	520 LYNESS ST
City	RYAN
State	IA
Zip	52330-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 STEFFEN'S FIRST ADDN SUBDIV PARCEL E NW SE
Legal Range	06W
Legal Township	87N
Legal Section	13
Legal Subdivision	STEFFENS 1ST ADD
Legal Lot Number	7
Jurisdiction	DELAWARE IA
Township / Civil Division	ADAMS
Census Block Group	4
Census Block	4047
Census Tract	950400

Owner

520 Lyness St is owned and occupied by two individuals.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 LYNESS ST, RYAN, IA 52330-7718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	520 LYNESS ST, RYAN, IA 52330-7718
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2451
Date	Jul 22, 2020
Book Page	2020/2451
Instrument	2020 2451

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 Lyness St was $5,116 with a homeowner's exemption, down 0.8% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Ryan City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,100 (-) Land $22,700 Building $297,400	$320,100 (-) Land $22,700 Building $297,400
2025	$5,116.00 (-0.81%) Homeowner's exemption	$320,100 Land $22,700 Building $297,400	$320,100 Land $22,700 Building $297,400
2024	$5,158.00
2023		$299,400 (+24.96%) Land $22,700 Building $276,700	$299,400 Land $22,700 Building $276,700
2022	$4,598.00 Homeowner's exemption	$239,600 Land $22,700 Building $216,900
2021			$239,600 Land $22,700 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Lyness St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Lyness St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RYAN WATER SUPPLY serves 350 people · EPA ID IA2864013
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20