Delaware County property record for 528 Lyness St, Ryan, IA 52330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,706 sqft · built 2012 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Sep 2012) |
| Tax Bill | $5,958 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 690000211230 |
| Primary APN | 690000211230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| Basement Area | 1,706 sqft |
| Finished Basement | 1,480 sqft |
| Unfinished Basement | 226 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 122 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 962 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 528 LYNESS ST |
|---|---|
| City | RYAN |
| State | IA |
| Zip | 52330-7718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 STEFFEN'S FIRST ADDN SUBDIV PARCEL E NW SE |
| Legal Range | 06W |
| Legal Township | 87N |
| Legal Section | 13 |
| Legal Subdivision | STEFFENS 1ST ADD |
| Legal Lot Number | 3 |
| Jurisdiction | DELAWARE IA |
| Township / Civil Division | ADAMS |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 950400 |
Source: Delaware County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 528 LYNESS ST, 55, RYAN, IA 52330-7718 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust NONE LISTED ON DOCUMENT |
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS STATE BANK |
| Apr 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2012 · Amount on Record |
| Deed Sale | Sep 28, 2012 · Amount on Record |
| Deed Document Number | 20123284 |
| Deed Book / Page | 2012 / 3284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Recording Date | Sep 29, 2026 |
| Property Address | 528 LYNESS ST, RYAN, IA 52330-7718 |
| Document Number | 0000002845 |
| Book / Page | 2026 / 2845 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 20262845 |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 528 LYNESS ST, RYAN, IA 52330-7718 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Property Address | 528 LYNESS ST, RYAN, IA 52330-7718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025/2460 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 2025/2460 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | RYAN, IA 52330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Property Address | 528 LYNESS ST, RYAN, IA 52330-7718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/1792 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 2021/1792 |
| Instrument | 2021 1792 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Property Address | 528 LYNESS ST, RYAN, IA 52330-7718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/2726 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 2019/2726 |
| Instrument | 2726 |
| Name | CITIZENS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Property Address | 528 LYNESS ST, RYAN, IA 52330-7718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1011 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 2020/1011 |
| Instrument | 1011 |
| Name | CITIZENS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Delaware County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Delaware County |
| Municipality | Ryan City |
| Unified School District | West Delaware County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,100 (-) Land $22,700 Building $337,400 | $360,100 (-) Land $22,700 Building $337,400 | |
| 2025 | $5,958.00 (+0.85%) | $360,100 (+9.52%) Land $22,700 Building $337,400 | $360,100 (+9.52%) Land $22,700 Building $337,400 |
| 2024 | $5,908.00 (+10.39%) | ||
| 2023 | $328,800 (+22.41%) Land $22,700 Building $306,100 | $328,800 (+22.41%) Land $22,700 Building $306,100 | |
| 2022 | $5,352.00 | $268,600 Land $22,700 Building $245,900 | |
| 2021 | $268,600 Land $22,700 Building $245,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RYAN WATER SUPPLY serves 350 people · EPA ID IA2864013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Nitrite resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures