Flathead County property record for 520 Lore Lake Rd, Kalispell, MT 59901 · Last verified September 2023
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,120 sqft · built 1994 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,685 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0798821 |
| Primary APN | R0798821 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 93,654 sqft (2.15 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Mixed |
| Garage Area | 598 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 532 sqft |
| Deck Area | 396 sqft |
| Lean-To | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000978811 |
|---|---|
| Street Address | 520 LORE LAKE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S32, T30 N, R22 W, TR 3DA IN N2N2N2NESW |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 32 |
| Legal Quarter | SW |
| Legal Subdivision | CERTIFICATE/SURV #10335 PCL A |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 1701 |
Source: Flathead County records · APN R0798821
Assessment roll updated December 31, 2022 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 520 LORE LAKE RD, KALISPELL, MT 59901-7007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 06, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 07, 2019 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2019 |
| Deed Sale | Jan 07, 2019 |
| Prior Sale | Jan 07, 2019 |
| Deed Document Number | 201900000290 |
| Last Transfer Date | Dec 06, 2019 |
| Transfer Doc | 201900031806 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 520 LORE LAKE RD, KALISPELL, MT 59901-7007 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100019100 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 202100019100 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 06, 2019 |
| Property Address | 520 LORE LAKE RD, KALISPELL, MT 59901-7007 |
| Document Number | 201900031806 |
| Instrument Date | Dec 02, 2019 |
| Instrument | 201900031806 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 LORE LAKE RD, KALISPELL, MT 59901-7007 |
| Document Number | 201900031807 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 201900031807 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 07, 2019 |
| Property Address | 520 LORE LAKE RD, KALISPELL, MT 59901-7007 |
| Document Number | 201900000290 |
| Instrument Date | Jan 04, 2019 |
| Instrument | 201900000290 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5307, KALISPELL, MT 59903-5307 |
| Document Number | 201900000291 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 201900000291 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Olney-Bissell Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,685.00 | $522,600 | $522,600 Land $138,445 Building $384,155 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290017013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force 2 of 4 on primary residences |
| Wildfire Risk | Moderate above 69% of the US · above 47% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 362 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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