465 Lore Lake Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 465 Lore Lake Rd, Kalispell, MT 59901

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,568 sqft · built 1998
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on File
Last Sale	$555,940 (Aug 2022)
Tax Bill	$1,796 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0758420`

Property Details

APN / Parcel Number

Primary APN	`R0758420`
Alternative APNs	`07-4184-32-4-01-30-0000` `0000212061`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	288 sqft
Lean-To	1,104 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000212061
Street Address	465 LORE LAKE RD
City	KALISPELL
State	MT
Zip	59901-7006
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	UNDERWOOD SUB, S32, T30 N, R22 W, LOT 2, ACRES 2.51, ASSR# 0000212061
Legal Range	22W
Legal Township	30N
Legal Section	32
Legal Subdivision	UNDERWOOD SUB
Legal Lot Number	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	3
Census Block	3059
Census Tract	1701

Owner

465 Lore Lake Rd, a mobile home, is owned and occupied by two individuals who bought it in August 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 LORE LAKE RD, KALISPELL, MT 59901-7006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Feb 26, 2016 · Amount on File
Deed Document Number	202222189
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 22, 2022
Property Address	465 LORE LAKE RD, KALISPELL, MT 59901-7006
Document Number	202200022189
Instrument Date	Aug 22, 2022
Instrument	202200022189
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 LORE LAKE RD, KALISPELL, MT 59901-7006

Mortgage

Document Number	202200022190
Date	Aug 22, 2022
Instrument	202200022190

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	465 LORE LAKE RD, KALISPELL, MT 59901-7006
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000667
Date	Jan 10, 2022
Instrument	202200000667

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 20, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 465 Lore Lake Rd was $1,796.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Olney-Bissell Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,796.00	$517,699
2025			$517,699 Land $246,439 Building $271,260
2023	$2,574.00	$364,943	$364,943 Land $143,593 Building $221,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Lore Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Lore Lake Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lore Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures