520 Jefferson St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 520 Jefferson St, Eau Claire, WI 54701

Property Summary

Property Type	Duplex
Details	1 bd · 2 ba · 1,694 sqft · built 1886
Lot Size	0.273 acres (11,879 sqft)
Owner	Individual Name on Record
Last Sale	$217,500 (Apr 2025)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-0333-000`

Property Details

APN / Parcel Number

Primary APN	`03-0333-000`
Alternative APNs	`18221-2-270921-320-2010` `221030333000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,694 sqft Total Area
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Duplex Single
Exterior Material	Metal
Lot Area	11,879 sqft (0.273 acres)
Lot Dimensions	198 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	520 JEFFERSON ST
City	EAU CLAIRE
State	WI
Zip	54701-3503
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LOT 19 BLK 4 E C LBR COS 4TH ADD
Legal Range	09W
Legal Township	27N
Legal Section	21
Legal Subdivision	E C LBR COS 4TH ADD
Legal Block	4
Legal Lot Number	19
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2001
Census Tract	1700

Owner

Source: Eau Claire County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 JEFFERSON ST, EAU CLAIRE, WI 54701-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Warranty Deed, Transfer · FHA Mortgage MERCHANTS BANK
Jan 24, 2020	Deed of Trust, Mortgage · Conventional with PMI ROYAL CU
Aug 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2025 · Amount on Record
Deed Sale	Apr 10, 2025 · Amount on Record
Prior Sale	Feb 12, 2016 · Amount on Record
Deed Document Number	20251265165
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Apr 10, 2025
Property Address	520 JEFFERSON ST, EAU CLAIRE, WI 54701-3503
Document Number	0001265165
Instrument Date	Mar 13, 2025
Instrument	1265165
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 JEFFERSON ST, EAU CLAIRE, WI 54701-3503

Mortgage

Document Number	0001265166
Date	Apr 10, 2025
Instrument	1265166

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	520 JEFFERSON ST, EAU CLAIRE, WI 54701-3503
Document Number	0001186439
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2826 NORTHWINDS DR EAU CLAIRE WI 547019277, EAU CLAIRE, WI 54701-9277

Mortgage

Document Number	0001186439
Date	Jan 28, 2020
Instrument	1186439

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Aug 5, 2019
Property Address	520 JEFFERSON ST, EAU CLAIRE, WI 54701-3503
Document Number	0001178463
Instrument Date	Jul 31, 2019
Instrument	1178463
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2826 NORTHWINDS DR EAU CLAIRE WI 547019277, EAU CLAIRE, WI 54701-9277

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,062.00	$152,800 (-) Land $28,700 Building $124,100	$199,800
2023		$152,800 Land $28,700 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2002)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2002

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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