435 Jefferson St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 435 Jefferson St, Eau Claire, WI 54701

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,056 sqft · built 1887
Lot Size	0.441 acres (19,201 sqft)
Owner	Individual Name on File
Last Sale	$444,900 (Jul 2026)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-0417-000`

Property Details

APN / Parcel Number

Primary APN	`03-0417-000`
Alternative APNs	`18221-2-270921-330-2012` `221030417000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,056 sqft Living Area
Basement Area	1,133 sqft
Unfinished Basement	1,133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Mansion
Exterior Material	Wood
Lot Area	19,201 sqft (0.441 acres)
Lot Dimensions	160 ft deep x 120 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	435 JEFFERSON ST
City	EAU CLAIRE
State	WI
Zip	54701-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 8 AND 9 EXC THE S 38 FT OF LOT 8 AND EXC THE WLY 12 FT OF THE NLY 160 FT OF LOT 8 BLK A EC LBR COS 4TH ADD
Legal Range	09W
Legal Township	27N
Legal Section	21
Legal Subdivision	EC LBR COS 4TH ADD
Legal Block	A
Legal Lot Number	8-9
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	6
Census Block	6006
Census Tract	700

Owner

435 Jefferson St is owned and occupied by an individual who bought it in July 2026.

Source: Eau Claire County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	435 JEFFERSON ST, EAU CLAIRE, WI 54701-3958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer FLORIDA CAPITAL BANK
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Apr 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Deed Document Number	20261281644
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jul 2, 2026
Property Address	435 JEFFERSON ST, EAU CLAIRE, WI 54701-3958
Document Number	0001281644
Instrument Date	Jun 26, 2026
Instrument	20261281644
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	KNIGHT BARRY TITLE UNITED LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,804.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 JEFFERSON ST, EAU CLAIRE, WI 54701-3958

Mortgage

Document Number	0001281645,
Date	Jul 2, 2026
Instrument	20261281645

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	435 JEFFERSON ST, EAU CLAIRE, WI 54701-3958
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001232911
Date	Jun 16, 2022
Instrument	1232911

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2042

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	435 JEFFERSON ST, EAU CLAIRE, WI 54701-3958
Document Number	0001173827
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4689 S ALKIRE ST MORRISON CO 804651216, MORRISON, CO 80465-1216

Mortgage

Document Number	0001173827
Date	Apr 25, 2019
Instrument	1173827

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 435 Jefferson St was $5,984.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,984.00	$295,500 Land $44,500 Building $251,000	$386,500
2023		$295,500 Land $44,500 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Jefferson St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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