520 Henrietta St, Algonac, MI 48001 Property Records

St. Clair County property record for 520 Henrietta St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Aug 2018)
Tax Bill	$412 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-119-0044-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-119-0044-000`

Interior

Full Baths	1 Bath

Exterior

Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	1,352 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 HENRIETTA ST
City	ALGONAC
State	MI
Zip	48001-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LOT 45 ASSESSORS WORFOLK PLAT
Legal Subdivision	ASSESSORS
Legal Lot Number	45
Legal Unit	45
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3014
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	533 STATE ST, ALGONAC, MI 48001-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	201818446
Deed Book / Page	4978 / 422
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	520 HENRIETTA ST, ALGONAC, MI 48001
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005277112
Date	Nov 23, 2020
Book Page	5277/112
Instrument	2020029471

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 16, 2018
Property Address	520 HENRIETTA ST, ALGONAC, MI 48001
Document Number	0004978422
Book / Page	4978 / 422
Map Reference	LB 49 PG 10-11
Instrument Date	Jun 29, 2018
Instrument	2018018446
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NATIONS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56548 SUGARBUSH RD, 56548, CHESTERFIELD, MI 48047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 STATE ST, ALGONAC, MI 48001-1617

Mortgage

Document Number	2018018447
Date	Aug 16, 2018
Instrument	2018018447

Lender

Name	MORTGAGE CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,200 (-0.34%)	$58,400 (-0.34%)
2025	$412.00 (+1.98%) Homeowner's exemption	$29,300 (+36.28%)
2024	$404.00 (+11.6%)		$58,600 (+36.28%)
2023		$21,500
2022	$362.00		$43,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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