St. Clair County property record for 513 Henrietta St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,136 sqft · built 1920 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,000 (May 2019) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-119-0054-000 |
| Primary APN | 74-01-119-0054-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 1,248 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 513 HENRIETTA ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 58 ASSESSORS WORFOLK PLAT SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 58 |
| Legal Unit | 58 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 513 HENRIETTA ST, ALGONAC, MI 48001-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 21, 2019 | Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Aug 26, 2008 · Amount on Record |
| Deed Document Number | 201910496 |
| Deed Book / Page | 5058 / 732 |
| Prior Transfer Date | Jan 12, 2006 |
| Prior Transfer Doc | 003500/884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 513 HENRIETTA ST, ALGONAC, MI 48001-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 513 HENRIETTA ST, ALGONAC, MI 48001-1225 |
| Document Number | 0005454530 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 5454/530 |
| Instrument | 2021033140 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 21, 2019 |
| Property Address | 513 HENRIETTA ST, ALGONAC, MI 48001-1225 |
| Document Number | 0005058732 |
| Book / Page | 5058 / 732 |
| Map Reference | LB 56 PG 34 |
| Instrument Date | May 7, 2019 |
| Instrument | 2019010496 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | MICHIGAN INVESTMENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44233 PROVIDENCE DR, CLINTON TWP, MI 48038-1057 |
| Document Number | 2019010497 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2019010497 |
| Name | ROSS MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,900 (-2.95%) | $131,800 (-2.95%) | |
| 2025 | $1,980.00 (+2.11%) Homeowner's exemption | $67,900 (+21.47%) | |
| 2024 | $1,939.00 (+12.54%) | $135,800 (+21.47%) | |
| 2023 | $55,900 | ||
| 2022 | $1,723.00 | $111,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Aug 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures