509 Giles Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 509 Giles Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,046 sqft · built 2008
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Mar 2021)
Tax Bill	$13,097 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00300-0000-00039-01`

Property Details

APN / Parcel Number

Primary APN	`10-00300-0000-00039-01`
Alternative APN	`10003000000000390001`

Interior

Stories	2 Stories
Building Area	2,046 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	509 GILES AVE
City	MIDDLESEX
State	NJ
Zip	08846-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100
Legal Subdivision	WATCHUNG ESTATES
Legal Block	300
Legal Lot Number	39.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3013
Census Tract	200

Owner

509 Giles Ave is owned and occupied by two individuals who bought it in March 2021.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 GILES AVE, MIDDLESEX, NJ 08846-2408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Jan 9, 2015 · Amount on File
Deed Document Number	202128843
Deed Book / Page	18312 / 1554
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 1, 2021
Property Address	509 GILES AVE, MIDDLESEX, NJ 08846-2408
Document Number	2021028843
Book / Page	18312 / 1554
Instrument Date	Dec 23, 2020
Instrument	2021028843
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 SPYGLASS DR, 79, JACKSON, NJ 08527-4011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 GILES AVE, MIDDLESEX, NJ 08846-2408

Mortgage

Document Number	2021028844
Date	Mar 1, 2021
Instrument	2021028844

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 509 Giles Ave was $13,097, up 10.1% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,900 (+11.99%) Land $134,800 Building $557,100	$691,900 (+11.99%) Land $134,800 Building $557,100
2025	$13,097.00 (+10.14%)	$617,800 Land $134,800 Building $483,000	$617,800 Land $134,800 Building $483,000
2024	$11,891.00
2023		$513,900 Land $134,800 Building $379,100	$513,900 Land $134,800 Building $379,100
2022	$10,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Giles Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 Giles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20