520 Fair St, Warwick, RI 02888 Property Records

Warwick City property record for 520 Fair St, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 1935
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2012)
Tax Bill	$5,221 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30302650000`

Property Details

APN / Parcel Number

Primary APN	`30302650000`
Alternative APNs	`WARW M:303 B:0265 L:0000` `700012768`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	812 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,700 sqft (0.177 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	700012768
Street Address	520 FAIR ST
City	WARWICK
State	RI
Zip	02888-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	265
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3007
Census Tract	21300

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 FAIR ST, WARWICK, RI 02888-4352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2012 · Amount on Record
Deed Sale	Jun 22, 2012 · Amount on Record
Deed Book / Page	7728 / 177
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	520 FAIR ST, WARWICK, RI 02888-4352
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010225-54
Date	Oct 11, 2022
Book Page	10225/54
Instrument	14364

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	520 FAIR ST, WARWICK, RI 02888-4352
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009940-237
Date	Sep 2, 2021
Book Page	9940/237
Instrument	17830

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	520 FAIR ST, WARWICK, RI 02888-4352
Document Number	8937-1
Book / Page	008937 / 000001
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 FAIR ST WARWICK RI 028884352, WARWICK, RI 02888-4352

Mortgage

Document Number	8937-1
Date	Nov 3, 2017
Book Page	008937/000001
Instrument	536

Lender

Name	PENNYMAC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,221.00 (+16.33%)	$411,100 (+29.97%) Land $148,300 Building $262,800
2024			$476,235
2023	$4,488.00 (+5.97%)	$316,300 (+39.89%) Land $125,400 Building $190,900
2022	$4,235.00	$226,100 Land $86,200 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fair St

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