505 Fair St, Warwick, RI 02888 Property Records

Warwick City property record for 505 Fair St, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,591 sqft · built 1935
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (Jan 2023)
Tax Bill	$5,879 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30302310000`

Property Details

APN / Parcel Number

Primary APN	`30302310000`
Alternative APNs	`WARW M:303 B:0231 L:0000` `105990` `141784`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,591 sqft Living Area
Gross Area	3,421 sqft
1st Floor Area	823 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	1,536 sqft
Finished Basement	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Detached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	141784
Street Address	505 FAIR ST
City	WARWICK
State	RI
Zip	02888-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	231
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3003
Census Tract	21300

Owner

Source: Warwick City records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 FAIR ST, WARWICK, RI 02888-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Jan 17, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SHAMROCK HOME LOANS
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTREVILLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	2023524
Deed Book / Page	10272 / 28
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Jun 18, 2026
Property Address	505 FAIR ST, WARWICK, RI 02888-4302
Document Number	0000007016
Book / Page	10913 / 104
Instrument Date	Jun 10, 2026
Instrument	20267016
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 FAIR ST, WARWICK, RI 02888-4302

Mortgage

Document Number	0000007016,
Date	Jun 18, 2026
Book Page	10913/104
Instrument	20267016

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jan 17, 2023
Property Address	505 FAIR ST, WARWICK, RI 02888-4302
Document Number	0010272-28
Book / Page	10272 / 28
Instrument Date	Jan 17, 2023
Instrument	524
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 FAIR ST, WARWICK, RI 02888-4302

Mortgage

Document Number	0000000525
Date	Jan 17, 2023
Instrument	525

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 26, 2019
Property Address	505 FAIR ST, WARWICK, RI 02888-4302
Document Number	9294-204
Book / Page	009294 / 000204
Instrument Date	Jun 25, 2019
Instrument	8354
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 FAIR ST WARWICK RI 028884302, WARWICK, RI 02888-4302

Mortgage

Document Number	9294-206
Date	Jun 26, 2019
Book Page	009294/000206
Instrument	8355

Lender

Name	CENTREVILLE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,879.00 (+7.95%)	$462,900 (+20.61%) Land $141,200 Building $321,700
2024			$498,465
2023	$5,446.00 (+11.32%)	$383,800 (+46.94%) Land $120,500 Building $263,300
2022	$4,892.00	$261,200 Land $83,200 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fair St

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