520 F St, Elgin, OK 73538 Property Records

Comanche County property record for 520 F St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1935
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on File
Last Sale	$56,520 (Dec 2021)
Tax Bill	$734 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-025-0010`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-025-0010`
Alternative APNs	`050000-0250010-00000` `160012754` `12754`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12754
Street Address	520 F ST
City	ELGIN
State	OK
Zip	73538-9169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN BLK 25 LOTS 10-12
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Subdivision	ELGIN
Legal Block	25
Legal Lot Number	10-12
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1050
Census Tract	2101

Owner

520 F St is owned by a company that bought it in December 2021.

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	520 F ST, ELGIN, OK 73538-9169
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOVEREIGN BANK
May 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICA BANK
Mar 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICA BANK
Dec 21, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALL AMERICA BANK
May 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	May 24, 2017 · Amount on File
Deed Document Number	202123807
Deed Book / Page	8961 / 137
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	520 F ST, ELGIN, OK 73538-9169
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 HILLIARY LN, LAWTON, OK 73507-5304
Investor	Possibly a Property Investor

Mortgage

Document Number	010082/195
Date	Jan 13, 2026
Book Page	10082/195
Instrument	2026-000520

Lender

Name	SOVEREIGN BANK
Type	Bank
Address	LAWTON, OK 73505

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 5, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	520 F ST, ELGIN, OK 73538-9169
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 3RD ST, ELGIN, OK 73538-9329

Mortgage

Document Number	009080/110
Date	May 20, 2022
Book Page	9080/110
Instrument	2022-008853

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	MUSTANG, OK 73064

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	520 F ST, ELGIN, OK 73538-9169
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 3RD ST, ELGIN, OK 73538-9329

Mortgage

Document Number	009018/146
Date	Mar 7, 2022
Book Page	9018/146
Instrument	2022-003895

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COMANCHE OK
Recording Date	Dec 21, 2021
Property Address	520 F ST, ELGIN, OK 73538-9169
Document Number	008961/137
Book / Page	8961 / 137
Instrument Date	Dec 21, 2021
Instrument	2021-023807
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Amount	Amount on Record
Tax	$84.75
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 945, APACHE, OK 73006-0945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 3RD ST, ELGIN, OK 73538-9329

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	520 F ST, ELGIN, OK 73538-9169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8356/232
Date	Oct 31, 2019
Book Page	8356/232
Instrument	2019-016055

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 24, 2017
Property Address	520 F ST, ELGIN, OK 73538-9169
Document Number	007828/300
Book / Page	7828 / 300
Instrument Date	May 24, 2017
Instrument	2017-007912
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 945, APACHE, OK 73006-0945

Tax Assessment & Valuation

The 2025 property tax bill for 520 F St was $734.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,618 (+4.99%) Land $2,363 Building $5,255	$67,713 (+5%) Land $21,000 Building $46,713
2025	$734.00	$7,256 (-0.59%) Land $2,363 Building $4,893	$64,489 (-4.22%) Land $21,000 Building $43,489
2024	$734.00 (+6.07%)	$7,299 (+10.24%) Land $2,711 Building $4,588	$67,331 (+14.41%) Land $26,500 Building $40,831
2023	$692.00	$6,621 Land $1,702 Building $4,919	$58,849 Land $15,125 Building $43,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 F St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 F St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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