421 F St, Elgin, OK 73538 Property Records

Comanche County property record for 421 F St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,268 sqft · built 1925
Lot Size	0.442 acres (19,254 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (Dec 2020)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-035-0001`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-035-0001`
Alternative APNs	`050000-0350001-00000` `160040033` `40033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	19,254 sqft (0.442 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	810 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40033
Street Address	421 F ST
City	ELGIN
State	OK
Zip	73538-9166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN BLK 35 LOTS 1-5 & E/2 OF LOT 6
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Subdivision	ELGIN
Legal Block	35
Legal Lot Number	1-6
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1028
Census Tract	2101

Owner

421 F St is owned and occupied by an individual who acquired it in August 2022.

Source: Comanche County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	421 F ST, ELGIN, OK 73538-9166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 9, 2022	Intrafamily Transfer, Transfer
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Prior Sale	Feb 5, 2008 · Amount on File
Deed Document Number	202018296
Deed Book / Page	8626 / 306
Last Transfer Date	Aug 9, 2022
Transfer Doc	009146/300
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	421 F ST, ELGIN, OK 73538-9166
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N F ST, DUNCAN, OK 73533-6016

Mortgage

Document Number	009234/190
Date	Dec 21, 2022
Book Page	9234/190
Instrument	2022-021605

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	Aug 9, 2022
Property Address	421 F ST, ELGIN, OK 73538-9166
Document Number	009146/300
Book / Page	9146 / 300
Instrument Date	Aug 9, 2022
Instrument	2022-014082
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 F ST, BATESVILLE, AR 72503

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Dec 9, 2020
Property Address	421 F ST, ELGIN, OK 73538-9166
Document Number	008626/306
Book / Page	8626 / 306
Instrument Date	Dec 1, 2020
Instrument	2020-018296
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 F ST, ELGIN, OK 73538-9166

Mortgage

Document Number	2020018297
Date	Dec 9, 2020
Instrument	2020-018297

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 421 F St was $1,119.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,065 (-) Land $3,516 Building $7,549	$98,353 (-) Land $31,250 Building $67,103
2025	$1,119.00	$11,065 (+1.11%) Land $3,516 Building $7,549	$98,353 (+1.11%) Land $31,250 Building $67,103
2024	$1,119.00 (+0.27%)	$10,943 (+2.46%) Land $3,966 Building $6,977	$97,269 (+2.46%) Land $35,250 Building $62,019
2023	$1,116.00	$10,680 Land $2,932 Building $7,748	$94,930 Land $26,063 Building $68,867

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 F St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 F St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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