Montgomery County and Charleston Town property record for 520 Esperance Rd, Esperance, NY 12066 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1990 |
| Lot Size | 6.2 acres (270,072 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,751 (Dec 1998) |
| Tax Bill | $2,694 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 272400 136.-1-43.29 |
| Primary APN | 272400 136.-1-43.29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 270,072 sqft (6.2 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 520 ESPERANCE RD |
|---|---|
| City | ESPERANCE |
| State | NY |
| Zip | 12066-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE WETLANDS |
| Legal Block | 1 |
| Legal Lot Number | 43.029 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 72800 |
Source: Montgomery County and Charleston Town records · APN 272400 136.-1-43.29
Assessment roll updated May 11, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 ESPERANCE RD, ESPERANCE, NY 12066-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 1998 · Amount on Record |
| Deed Sale | Dec 16, 1998 · Amount on Record |
| Deed Book / Page | 646 / 19 |
| Record Updated | Jun 08, 2026 |
Source: Montgomery County and Charleston Town records · Assessment roll updated May 11, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Fonda-Fultonville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,694.00 | $140,000 (-) Land $18,000 Building $122,000 | $241,379 (+17.24%) Land $31,034 Building $210,345 |
| 2023 | $140,000 Land $18,000 Building $122,000 | $205,882 Land $26,471 Building $179,411 |
Source: FEMA National Flood Hazard Layer, Montgomery County (36057C), updated November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360570728004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1980–1987) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1987, tidal / storm surge, Flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 980 / 880 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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