Montgomery County and Charleston Town property record for 431 Esperance Rd, Esperance, NY 12066
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,779 sqft · built 1830 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,526 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 272400 135.-1-9.11 |
| Primary APN | 272400 135.-1-9.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| Upper Floors Area | 668 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 95,832 sqft (2.2 acres) |
| Lot Width | 226 ft Width |
| Garage Type | Attached |
| Garage Area | 140 sqft |
| Porch | Porch |
| Porch Area | 335 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0036 |
|---|---|
| Street Address | 431 ESPERANCE RD |
| City | ESPERANCE |
| State | NY |
| Zip | 12066-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 9.011 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 4 |
| Census Block | 4059 |
| Census Tract | 72800 |
Source: Montgomery County and Charleston Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 ESPERANCE RD, ESPERANCE, NY 12066-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2002 |
| Transfer Doc | 0698000150 |
| Record Updated | Oct 29, 2026 |
Source: Montgomery County and Charleston Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Fonda-Fultonville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,526.00 (+99.66%) Homeowner's exemption | ||
| 2025 | $1,766.00 | $91,800 (-) Land $14,500 Building $77,300 | $158,276 (+17.24%) Land $25,000 Building $133,276 |
| 2023 | $91,800 Land $14,500 Building $77,300 | $135,000 Land $21,324 Building $113,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1987) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1987 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures