520 Epsom Rd, Towson, MD 21286 Property Records

Baltimore County property record for 520 Epsom Rd, Towson, MD 21286

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,252 sqft · built 1956
Lot Size	0.188 acres (8,190 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2024)
Tax Bill	$5,048 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
APN	`09-0919717340`

Property Details

APN / Parcel Number

Primary APN	`09-0919717340`
Alternative APNs	`90919717340` `0919717340`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,249 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,190 sqft (0.188 acres)
Lot Dimensions	117 ft deep x 70 ft wide
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0919717340
Street Address	520 EPSOM RD
City	TOWSON
State	MD
Zip	21286-2954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMPUS HILLS
Legal Subdivision	CAMPUS HILLS
Legal Block	B
Legal Lot Number	20
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	3
Census Block	3001
Census Tract	490900

Owner

Source: Baltimore County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 EPSOM RD, TOWSON, MD 21286-2954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed, Transfer · FHA Mortgage MORTGAGEONE INC
Sep 15, 2021	Deed, Transfer · Conventional Mortgage PEOPLES BANK
Feb 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Mar 10, 2017	Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	0441970243
Record Updated	Jun 8, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 9, 2024
Property Address	520 EPSOM RD, TOWSON, MD 21286-2954
Document Number	0487680176
Book / Page	48768 / 176
Map Reference	MB GLB 22 FO 30
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	520 EPSOM RD, TOWSON, MD 21286-2954

Mortgage

Document Number	0487680183
Date	Feb 9, 2024
Instrument	48768-0183

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2054

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 15, 2021
Property Address	520 EPSOM RD, TOWSON, MD 21286-2954
Document Number	0454600002
Book / Page	45460 / 2
Map Reference	MB GLB 22 FO 30
Instrument Date	Aug 5, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	520 EPSOM RD, TOWSON, MD 21286-2954

Mortgage

Document Number	0000454607
Date	Sep 15, 2021
Instrument	45460/7

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Feb 25, 2021
Property Address	520 EPSOM RD, TOWSON, MD 21286-2954
Document Number	0441970243
Book / Page	44197 / 243
Map Reference	MB GLB 22 FO 30
Instrument Date	Feb 9, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	520 EPSOM RD, TOWSON, MD 21286-2954

Mortgage

Document Number	0044197247
Date	Feb 25, 2021
Instrument	44197/247

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 10, 2017
Property Address	520 EPSOM RD, TOWSON, MD 21286-2954
Document Number	0387220264
Book / Page	038722 / 000264
Instrument Date	Aug 16, 2016
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 EPSOM RD TOWSON MD 212862954, TOWSON, MD 21286-2954

Mortgage

Document Number	387220272
Date	Mar 10, 2017
Book Page	038722/000272

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$418,900 (+30.13%) Land $102,900 Building $316,000	$418,900 (-) Land $102,900 Building $316,000
2024	$5,048.00 (+147.09%)
2023	$2,043.00 Homeowner's exemption	$321,900	$418,900 Land $102,900 Building $316,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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