515 Epsom Rd, Towson, MD 21286 Property Records

Baltimore County property record for 515 Epsom Rd, Towson, MD 21286

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 1,288 sqft · built 1964
Lot Size	0.302 acres (13,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Mar 2021)
Tax Bill	$60 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2022 Mortgage + 2 more
APN	`09-0901741820`

Property Details

APN / Parcel Number

Primary APN	`09-0901741820`
Alternative APNs	`90901741820` `0901741820`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,288 sqft Gross Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	13,172 sqft (0.302 acres)
Lot Dimensions	148 ft deep x 89.7 ft wide
Garage Type	Carport
Garage Area	450 sqft
Carport	Carport
Carport Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0901741820
Street Address	515 EPSOM RD
City	TOWSON
State	MD
Zip	21286-2955
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LT SWS EPSOM RD V
Legal Block	3
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	3
Census Block	3002
Census Tract	490900

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 EPSOM RD, TOWSON, MD 21286-2955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jun 9, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Mar 15, 2021	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 22, 2020	Deed, Transfer · Line of Credit CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Book / Page	44296 / 68
Prior Transfer Date	Jul 31, 2008
Prior Transfer Doc	0272450142
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	515 EPSOM RD, TOWSON, MD 21286-2955
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 EPSOM RD, TOWSON, MD 21286-2955

Mortgage

Document Number	0483170064
Date	Aug 21, 2023
Book Page	48317/64

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Mar 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	515 EPSOM RD, TOWSON, MD 21286-2955
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 EPSOM RD, BALTIMORE, MD 21286-2955

Mortgage

Document Number	0469910096
Date	Jun 9, 2022
Book Page	46991/96

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 15, 2021
Property Address	515 EPSOM RD, TOWSON, MD 21286-2955
Document Number	0442960068
Book / Page	44296 / 68
Instrument Date	Feb 16, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CAL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	515 EPSOM RD, BALTIMORE, MD 21286-2955

Mortgage

Document Number	0004429675
Date	Mar 15, 2021
Instrument	44296/75

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 22, 2020
Property Address	515 EPSOM RD, TOWSON, MD 21286-2955
Document Number	0435150047
Book / Page	43515 / 47
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12020 GEORGIA AVE, SILVER SPRING, MD 20902-2004
Investor	Possibly a Property Investor

Mortgage

Document Number	0435150051
Date	Oct 22, 2020
Book Page	43515/51

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$350,500 (+19.8%) Land $115,100 Building $235,400	$350,500 (-) Land $115,100 Building $235,400
2024	$60.00 (-97.22%)
2023	$2,162.00	$292,567	$350,500 Land $115,100 Building $235,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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