520 E Minnehaha Ave, Clermont, FL 34711 Property Records

Lake County property record for 520 E Minnehaha Ave, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,480 sqft · built 1880
Lot Size	0.488 acres (21,263 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2017)
Tax Bill	$4,639 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-22-25-0150-00V-01400`

Property Details

APN / Parcel Number

Primary APN	`24-22-25-0150-00V-01400`
Alternative APN	`3388551`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	1,724 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2010
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	21,263 sqft (0.488 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	364 sqft
Porch	Open Porch
Porch Area	648 sqft
Utility Building	2,880 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3388551
Street Address	520 E MINNEHAHA AVE
City	CLERMONT
State	FL
Zip	34711-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT S 140 FT OF W 150 FT OF LOT 14 BLK V BEING IN SEC 30-22-26 PB 3 PG 5 ORB 4978 PG 1362
Legal Range	25E
Legal Township	22S
Legal Section	24
Legal Subdivision	CLERMONT
Legal Tract	150
Legal Block	5
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1011
Census Tract	31313

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	520 E MINNEHAHA AVE, CLERMONT, FL 34711-3443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jul 27, 2017	Warranty Deed, Transfer · ARM CITADEL SERVICING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Feb 25, 1997 · Amount on Record
Deed Document Number	2017081245
Deed Book / Page	4978 / 1362
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	520 E MINNEHAHA AVE, CLERMONT, FL 34711-3443
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	PROMINENCE TITLE, PROMINENCE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E MINNEHAHA AVE, CLERMONT, FL 34711-3443

Mortgage

Document Number	0056451437
Date	Feb 18, 2021
Book Page	5645/1437
Instrument	2021022306

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 27, 2017
Property Address	520 E MINNEHAHA AVE, CLERMONT, FL 34711-3443
Document Number	0049781362
Book / Page	4978 / 1362
Map Reference	MB 3 PG 5
Instrument Date	Jul 25, 2017
Instrument	2017081245
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13145 PALMER DR, 13145, CLERMONT, FL 34711-9388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E MINNEHAHA AVE, CLERMONT, FL 34711-3443

Mortgage

Document Number	2017081246
Date	Jul 27, 2017
Instrument	2017081246

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,960 (+5.98%) Land $105,000 Building $216,960	$373,389 (+2.66%) Land $105,000 Building $268,389
2024	$4,639.00 (+1.89%)
2023	$4,553.00 (+3.03%) Homeowner's exemption	$303,780 (+3%)	$363,705 (+17.39%) Land $105,000 Building $258,705
2022	$4,419.00 Homeowner's exemption	$294,940	$309,833 Land $52,500 Building $257,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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